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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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J&R DBA FIRST SECURITY LENDING
Mortgage Loans and Application Details
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| Mortgage Company Name |
J&R DBA FIRST SECURITY LENDING |
| Address | 1700 BURBANK BLVD
BURBANK, CA 91506 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,057 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $320,185,000 |
| Average Mortgage Loan Amount Applied For | $249,882 |
| Highest Mortgage Loan Amount Applied For | $1,999,000 |
| Average Applicant Income | $87,835 |
| Highest Applicant Income | $1,559,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
666 | $190,623,000 |
$286,000 | $2,625,000 |
$153,000 | $3,850,000 |
| Refinancing |
1,631 | $508,040,000 |
$311,000 | $5,000,000 |
$101,000 | $1,559,000 |
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| American Indian or Alaskan Native |
4 | $1,267,000 |
$316,000 | $572,000 |
$120,000 | $238,000 |
| Asian |
47 | $16,615,000 |
$353,000 | $928,000 |
$195,000 | $1,057,000 |
| Black or African American |
110 | $30,715,000 |
$279,000 | $1,000,000 |
$129,000 | $671,000 |
| Hispanic |
531 | $140,630,000 |
$264,000 | $1,155,000 |
$103,000 | $757,000 |
| Native Hawaiin or Other Pacific Islander |
19 | $7,953,000 |
$418,000 | $2,625,000 |
$209,000 | $720,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
363 | $120,079,000 |
$330,000 | $1,999,000 |
$86,000 | $1,559,000 |
| White |
1,223 | $381,404,000 |
$311,000 | $5,000,000 |
$125,000 | $3,850,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,297 | $698,663,000 |
$304,000 | $5,000,000 |
$116,000 | $3,850,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
311 | $103,609,000 |
$333,000 | $5,000,000 |
$121,000 | $1,200,000 |
| Application Denied By Financial Institution |
48 | $17,114,000 |
$356,000 | $1,999,000 |
$172,000 | $1,559,000 |
| Application Withdrawn By Applicant |
181 | $61,044,000 |
$337,000 | $1,000,000 |
$37,000 | $720,000 |
| File Closed For Incompleteness |
69 | $16,584,000 |
$240,000 | $1,000,000 |
$118,000 | $420,000 |
| Loan Originated |
1,683 | $499,351,000 |
$296,000 | $2,625,000 |
$122,000 | $3,850,000 |
| Loan Purchased By The Institution |
5 | $961,000 |
$192,000 | $357,000 |
$58,000 | $123,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $3,392,000 |
$376,000 | $1,029,000 |
$150,000 | $246,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $957,000 |
$239,000 | $510,000 |
$135,000 | $198,000 |
| Debt-To-Income Ratio |
2 | $974,000 |
$487,000 | $522,000 |
$131,000 | $150,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $2,917,000 |
$729,000 | $1,999,000 |
$497,000 | $1,559,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for J&R DBA FIRST SECURITY LENDING by:
Metropolitan Area And
County
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