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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JACKSON FEDERAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
JACKSON FEDERAL BANK |
| Address | 145 S. STATE COLLEGE BLVD., SUITE 600
BREA, CA 92821 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 885 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $403,309,000 |
| Average Mortgage Loan Amount Applied For | $437,558 |
| Highest Mortgage Loan Amount Applied For | $4,400,000 |
| Average Applicant Income | $5,895 |
| Highest Applicant Income | $632,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
712 | $105,302,000 |
$156,465 | $996,000 |
$3,837 | $632,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
469 | $301,427,000 |
$739,000 | $4,400,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
348 | $68,301,000 |
$201,935 | $1,000,000 |
$1,322 | $242,000 |
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| American Indian or Alaskan Native |
1 | $833,000 |
$833,000 | $833,000 |
$0 | $0 |
| Asian or Pacific Islander |
38 | $22,650,000 |
$437,333 | $2,240,000 |
$4,333 | $158,000 |
| Black |
21 | $9,265,000 |
$441,000 | $995,000 |
$0 | $0 |
| Hispanic |
96 | $46,291,000 |
$360,666 | $1,835,000 |
$12,000 | $97,000 |
| Information not provided by applicant in mail or telephone application |
16 | $2,041,000 |
$121,500 | $250,000 |
$76,000 | $632,000 |
| Not applicable |
1,148 | $282,121,000 |
$190,659 | $4,400,000 |
$0 | $0 |
| Other |
10 | $5,773,000 |
$577,000 | $2,750,000 |
$33,000 | $174,000 |
| White |
199 | $106,056,000 |
$502,000 | $3,500,000 |
$87,250 | $330,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,529 | $475,030,000 |
$191,250 | $4,400,000 |
$1,750 | $632,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $3,460,000 |
$432,000 | $1,100,000 |
$0 | $0 |
| Application Denied By Financial Institution |
75 | $46,722,000 |
$611,333 | $3,500,000 |
$2,333 | $97,000 |
| Application Withdrawn By Applicant |
43 | $23,271,000 |
$584,250 | $2,750,000 |
$12,750 | $116,000 |
| File Closed For Incompleteness |
3 | $401,000 |
$133,000 | $190,000 |
$58,000 | $113,000 |
| Loan Originated |
406 | $237,578,000 |
$484,800 | $4,400,000 |
$76,800 | $632,000 |
| Loan Purchased By The Institution |
994 | $163,598,000 |
$168,909 | $1,000,000 |
$0 | $0 |
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| Collateral |
46 | $31,899,000 |
$726,500 | $2,310,000 |
$0 | $0 |
| Credit Application Incomplete |
5 | $1,103,000 |
$220,000 | $600,000 |
$50,000 | $97,000 |
| Credit History |
12 | $4,852,000 |
$404,000 | $660,000 |
$6,000 | $36,000 |
| Debt-To-Income Ratio |
4 | $1,952,000 |
$475,000 | $527,000 |
$0 | $0 |
| Employment History |
1 | $176,000 |
$176,000 | $176,000 |
$68,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $2,285,000 |
$571,000 | $807,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $4,455,000 |
$1,485,000 | $3,500,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JACKSON FEDERAL BANK by:
Metropolitan Area And
County
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