JACOM CREDIT UNION - $385,000 in Mortgage Loans Applied for in 2005 - LOS ANGELES, CA 3037 W. JEFFERSON BLVD. 90018 2005 Mortgage Information

$6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications

JACOM CREDIT UNION
Mortgage Loans and Application Details

Mortgage Lender Information for 2005
Mortgage Company Name	JACOM CREDIT UNION
Address	3037 W. JEFFERSON BLVD. LOS ANGELES, CA 90018
Agency	National Credit Union Administration (NCUA)
Year	2005
All Data Years	2003 2004 2005
Total Number of Mortgage Loan Applications Processed	4
Total Dollar Amount of Mortgage Loan Applications Processed	$385,000
Average Mortgage Loan Amount Applied For	$80,500
Highest Mortgage Loan Amount Applied For	$170,000
Average Applicant Income	$60,500
Highest Applicant Income	$82,000

Mortgage Application Totals by Loan Purpose for JACOM CREDIT UNION in 2005
Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Home Improvement	2	$90,000	$45,000	$50,000	$59,000	$82,000
Home Purchase	0	$0	$0	$0	$0	$0
Refinancing	2	$295,000	$147,000	$170,000	$42,000	$68,000

Mortgage Application Totals by Loan Applicant Race for JACOM CREDIT UNION in 2005
Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
American Indian or Alaskan Native	0	$0	$0	$0	$0	$0
Asian	4	$385,000	$96,000	$170,000	$53,000	$82,000
Black or African American	0	$0	$0	$0	$0	$0
Hispanic	0	$0	$0	$0	$0	$0
Native Hawaiin or Other Pacific Islander	0	$0	$0	$0	$0	$0
Not applicable	0	$0	$0	$0	$0	$0
Not Provided	0	$0	$0	$0	$0	$0
White	0	$0	$0	$0	$0	$0

Mortgage Application Totals by Loan Type for JACOM CREDIT UNION in 2005
Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	4	$385,000	$96,000	$170,000	$53,000	$82,000
FHA-insured (Federal Housing Administration)	0	$0	$0	$0	$0	$0
FSA/RHS (Farm Service Agency or Rural Housing Service)	0	$0	$0	$0	$0	$0
VA-guaranteed (Veterans Administration)	0	$0	$0	$0	$0	$0

Mortgage Application Totals by Loan Outcome for JACOM CREDIT UNION in 2005
Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Application Approved But Not Accepted	0	$0	$0	$0	$0	$0
Application Denied By Financial Institution	0	$0	$0	$0	$0	$0
Application Withdrawn By Applicant	0	$0	$0	$0	$0	$0
File Closed For Incompleteness	0	$0	$0	$0	$0	$0
Loan Originated	4	$385,000	$96,000	$170,000	$53,000	$82,000
Loan Purchased By The Institution	0	$0	$0	$0	$0	$0
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Mortgage Application Totals by Loan Denial Reason for JACOM CREDIT UNION in 2005
Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loans Applied For	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Collateral	0	$0	$0	$0	$0	$0
Credit Application Incomplete	0	$0	$0	$0	$0	$0
Credit History	0	$0	$0	$0	$0	$0
Debt-To-Income Ratio	0	$0	$0	$0	$0	$0
Employment History	0	$0	$0	$0	$0	$0
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0
Other	0	$0	$0	$0	$0	$0
Unverifiable Information	0	$0	$0	$0	$0	$0

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