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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JAMES MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
JAMES MORTGAGE CORPORATION |
| Address | 8711 NORTHPARK COURT
JOHNSTON, IA 50131 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 616 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $97,018,000 |
| Average Mortgage Loan Amount Applied For | $155,692 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $744,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
759 | $119,046,000 |
$156,000 | $1,000,000 |
$68,000 | $744,000 |
| Refinancing |
43 | $6,751,000 |
$157,000 | $568,000 |
$72,000 | $211,000 |
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| American Indian or Alaskan Native |
2 | $370,000 |
$185,000 | $190,000 |
$51,000 | $63,000 |
| Asian |
34 | $6,473,000 |
$190,000 | $365,000 |
$69,000 | $132,000 |
| Black or African American |
11 | $1,434,000 |
$130,000 | $208,000 |
$51,000 | $77,000 |
| Hispanic |
13 | $1,929,000 |
$148,000 | $241,000 |
$47,000 | $106,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
36 | $5,124,000 |
$142,000 | $290,000 |
$31,000 | $115,000 |
| White |
706 | $110,467,000 |
$156,000 | $1,000,000 |
$71,000 | $744,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
783 | $122,800,000 |
$156,000 | $1,000,000 |
$69,000 | $744,000 |
| FHA-insured (Federal Housing Administration) |
18 | $2,922,000 |
$162,000 | $208,000 |
$53,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $75,000 |
$75,000 | $75,000 |
$87,000 | $87,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $485,000 |
$121,000 | $168,000 |
$61,000 | $105,000 |
| Application Withdrawn By Applicant |
332 | $52,851,000 |
$159,000 | $1,000,000 |
$57,000 | $714,000 |
| File Closed For Incompleteness |
1 | $180,000 |
$180,000 | $180,000 |
$0 | $0 |
| Loan Originated |
465 | $72,281,000 |
$155,000 | $568,000 |
$77,000 | $744,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $385,000 |
$128,000 | $168,000 |
$46,000 | $73,000 |
| Debt-To-Income Ratio |
1 | $100,000 |
$100,000 | $100,000 |
$105,000 | $105,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JAMES MORTGAGE CORPORATION by:
Metropolitan Area And
County
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