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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JAX FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
JAX FEDERAL CREDIT UNION |
| Address | 562 PARK STREET
JACKSONVILLE, FL 32204 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 204 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,671,000 |
| Average Mortgage Loan Amount Applied For | $137,727 |
| Highest Mortgage Loan Amount Applied For | $404,000 |
| Average Applicant Income | $99,363 |
| Highest Applicant Income | $353,000 |
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| Home Improvement |
4 | $424,000 |
$106,000 | $160,000 |
$66,000 | $100,000 |
| Home Purchase |
139 | $21,912,000 |
$157,000 | $417,000 |
$76,000 | $300,000 |
| Refinancing |
149 | $18,457,000 |
$123,000 | $404,000 |
$69,000 | $353,000 |
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| American Indian or Alaskan Native |
2 | $294,000 |
$147,000 | $156,000 |
$52,000 | $55,000 |
| Asian |
1 | $100,000 |
$100,000 | $100,000 |
$55,000 | $55,000 |
| Black or African American |
65 | $7,949,000 |
$122,000 | $404,000 |
$62,000 | $157,000 |
| Hispanic |
13 | $1,998,000 |
$153,000 | $219,000 |
$84,000 | $149,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
38 | $5,252,000 |
$138,000 | $360,000 |
$82,000 | $353,000 |
| White |
173 | $25,200,000 |
$145,000 | $417,000 |
$74,000 | $317,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
292 | $40,793,000 |
$139,000 | $417,000 |
$73,000 | $353,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
25 | $3,308,000 |
$132,000 | $417,000 |
$71,000 | $258,000 |
| Application Denied By Financial Institution |
90 | $12,182,000 |
$135,000 | $417,000 |
$57,000 | $197,000 |
| Application Withdrawn By Applicant |
46 | $6,929,000 |
$150,000 | $380,000 |
$82,000 | $317,000 |
| File Closed For Incompleteness |
18 | $2,504,000 |
$139,000 | $250,000 |
$74,000 | $300,000 |
| Loan Originated |
103 | $14,295,000 |
$138,000 | $404,000 |
$83,000 | $353,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
5 | $943,000 |
$188,000 | $360,000 |
$71,000 | $91,000 |
| Preapproval Denied by Financial Institution |
5 | $632,000 |
$126,000 | $210,000 |
$54,000 | $85,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JAX FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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