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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JAYCO CAPITAL GROUP
Mortgage Loans and Application Details
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| Mortgage Company Name |
JAYCO CAPITAL GROUP |
| Address | 20250 ACACIA ST, STE 135
NEWPORT BEACH, CA 92660 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,555 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $493,642,000 |
| Average Mortgage Loan Amount Applied For | $261,465 |
| Highest Mortgage Loan Amount Applied For | $4,300,000 |
| Average Applicant Income | $145,450 |
| Highest Applicant Income | $4,153,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
396 | $128,531,000 |
$324,000 | $4,300,000 |
$195,000 | $4,153,000 |
| Refinancing |
1,159 | $365,111,000 |
$315,000 | $2,520,000 |
$153,000 | $1,963,000 |
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| American Indian or Alaskan Native |
4 | $2,606,000 |
$651,000 | $2,000,000 |
$298,000 | $541,000 |
| Asian |
88 | $28,325,000 |
$321,000 | $904,000 |
$182,000 | $534,000 |
| Black or African American |
58 | $18,271,000 |
$315,000 | $1,450,000 |
$128,000 | $307,000 |
| Hispanic |
440 | $123,142,000 |
$279,000 | $1,010,000 |
$135,000 | $1,422,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $2,218,000 |
$246,000 | $453,000 |
$202,000 | $480,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
452 | $133,537,000 |
$295,000 | $1,934,000 |
$142,000 | $720,000 |
| White |
504 | $185,543,000 |
$368,000 | $4,300,000 |
$207,000 | $4,153,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,555 | $493,642,000 |
$317,000 | $4,300,000 |
$164,000 | $4,153,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
297 | $94,523,000 |
$318,000 | $2,000,000 |
$146,000 | $840,000 |
| Application Denied By Financial Institution |
347 | $103,143,000 |
$297,000 | $2,520,000 |
$164,000 | $920,000 |
| Application Withdrawn By Applicant |
190 | $52,219,000 |
$274,000 | $2,030,000 |
$133,000 | $638,000 |
| File Closed For Incompleteness |
61 | $22,595,000 |
$370,000 | $4,300,000 |
$187,000 | $1,411,000 |
| Loan Originated |
659 | $220,881,000 |
$335,000 | $3,000,000 |
$178,000 | $4,153,000 |
| Loan Purchased By The Institution |
1 | $281,000 |
$281,000 | $281,000 |
$74,000 | $74,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$336,000 | $336,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JAYCO CAPITAL GROUP by:
Metropolitan Area And
County
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