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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFF DAVIS BANK & TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFF DAVIS BANK & TRUST CO. |
| Address | P.O. BOX 820
JENNINGS, LA 70546 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 641 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,579,000 |
| Average Mortgage Loan Amount Applied For | $57,833 |
| Highest Mortgage Loan Amount Applied For | $504,000 |
| Average Applicant Income | $66,416 |
| Highest Applicant Income | $732,000 |
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| Home Improvement |
135 | $2,723,000 |
$20,000 | $134,000 |
$48,000 | $149,000 |
| Home Purchase |
272 | $15,503,000 |
$56,000 | $504,000 |
$60,000 | $732,000 |
| Refinancing |
234 | $10,353,000 |
$44,000 | $256,000 |
$58,000 | $603,000 |
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| American Indian or Alaskan Native |
18 | $1,233,000 |
$68,000 | $129,000 |
$48,000 | $100,000 |
| Asian |
2 | $307,000 |
$153,000 | $169,000 |
$75,000 | $75,000 |
| Black or African American |
53 | $1,999,000 |
$37,000 | $185,000 |
$45,000 | $126,000 |
| Hispanic |
6 | $315,000 |
$52,000 | $103,000 |
$51,000 | $76,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
28 | $1,730,000 |
$61,000 | $436,000 |
$0 | $0 |
| Not Provided |
3 | $67,000 |
$22,000 | $27,000 |
$57,000 | $80,000 |
| White |
531 | $22,928,000 |
$43,000 | $504,000 |
$61,000 | $732,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
641 | $28,579,000 |
$44,000 | $504,000 |
$57,000 | $732,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $161,000 |
$53,000 | $105,000 |
$77,000 | $96,000 |
| Application Denied By Financial Institution |
71 | $2,871,000 |
$40,000 | $436,000 |
$36,000 | $141,000 |
| Application Withdrawn By Applicant |
11 | $467,000 |
$42,000 | $129,000 |
$42,000 | $73,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
556 | $25,080,000 |
$45,000 | $504,000 |
$60,000 | $732,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEFF DAVIS BANK & TRUST CO. by:
Metropolitan Area And
County
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