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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFF PARISH EMPLOYEES FED CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFF PARISH EMPLOYEES FED CU |
| Address | 1221 ELMWOOD PARK BLVD JEFFERSON, LA 70123 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 10 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,008,000 |
| Average Mortgage Loan Amount Applied For | $114,500 |
| Highest Mortgage Loan Amount Applied For | $230,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $139,000 |
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| Home Improvement |
1 | $230,000 |
$230,000 | $230,000 |
$139,000 | $139,000 |
| Home Purchase |
3 | $355,000 |
$118,000 | $150,000 |
$49,000 | $85,000 |
| Refinancing |
6 | $423,000 |
$70,000 | $132,000 |
$41,000 | $71,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $65,000 |
$65,000 | $65,000 |
$25,000 | $25,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
9 | $943,000 |
$104,000 | $230,000 |
$56,000 | $139,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10 | $1,008,000 |
$100,000 | $230,000 |
$53,000 | $139,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $150,000 |
$150,000 | $150,000 |
$85,000 | $85,000 |
| Application Denied By Financial Institution |
1 | $140,000 |
$140,000 | $140,000 |
$39,000 | $39,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $718,000 |
$89,000 | $230,000 |
$51,000 | $139,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $140,000 |
$140,000 | $140,000 |
$39,000 | $39,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEFF PARISH EMPLOYEES FED CU by:
Metropolitan Area And
County
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