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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFFERSON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFFERSON BANK |
| Address | 18333 PRESTON ROAD, SUITE 100
DALLAS, TX 75252 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,727,000 |
| Average Mortgage Loan Amount Applied For | $147,000 |
| Highest Mortgage Loan Amount Applied For | $1,320,000 |
| Average Applicant Income | $75,454 |
| Highest Applicant Income | $350,000 |
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| Home Improvement |
23 | $2,217,000 |
$96,000 | $440,000 |
$72,000 | $294,000 |
| Home Purchase |
67 | $8,578,000 |
$128,000 | $1,320,000 |
$58,000 | $350,000 |
| Refinancing |
9 | $955,000 |
$106,000 | $248,000 |
$94,000 | $261,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $1,257,000 |
$314,000 | $900,000 |
$36,000 | $51,000 |
| Hispanic |
10 | $619,000 |
$61,000 | $88,000 |
$107,000 | $261,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$89,000 | $89,000 |
| Not applicable |
42 | $5,430,000 |
$129,000 | $1,320,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
42 | $4,419,000 |
$105,000 | $810,000 |
$121,000 | $350,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
99 | $11,750,000 |
$118,000 | $1,320,000 |
$64,000 | $350,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $2,010,000 |
$154,000 | $900,000 |
$77,000 | $157,000 |
| Application Withdrawn By Applicant |
2 | $85,000 |
$42,000 | $70,000 |
$56,000 | $86,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
70 | $8,593,000 |
$122,000 | $1,320,000 |
$75,000 | $350,000 |
| Loan Purchased By The Institution |
14 | $1,062,000 |
$75,000 | $248,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $200,000 |
$200,000 | $200,000 |
$157,000 | $157,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
10 | $1,489,000 |
$148,000 | $900,000 |
$65,000 | $135,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $276,000 |
$276,000 | $276,000 |
$80,000 | $80,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEFFERSON BANK by:
Metropolitan Area And
County
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