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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFFERSON BANK OF MISSOURI
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFFERSON BANK OF MISSOURI |
| Address | 700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65109 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 956 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $103,922,000 |
| Average Mortgage Loan Amount Applied For | $130,682 |
| Highest Mortgage Loan Amount Applied For | $2,262,000 |
| Average Applicant Income | $75,707 |
| Highest Applicant Income | $2,875,000 |
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| Home Improvement |
70 | $4,077,000 |
$58,000 | $288,000 |
$81,000 | $337,000 |
| Home Purchase |
573 | $67,926,000 |
$118,000 | $2,262,000 |
$75,000 | $2,875,000 |
| Refinancing |
313 | $31,919,000 |
$101,000 | $417,000 |
$76,000 | $421,000 |
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| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$32,000 | $32,000 |
| Asian |
9 | $1,418,000 |
$157,000 | $325,000 |
$97,000 | $138,000 |
| Black or African American |
28 | $3,880,000 |
$138,000 | $385,000 |
$76,000 | $140,000 |
| Hispanic |
7 | $478,000 |
$68,000 | $123,000 |
$54,000 | $132,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $3,500,000 |
$159,000 | $1,650,000 |
$49,000 | $280,000 |
| Not Provided |
106 | $12,699,000 |
$119,000 | $417,000 |
$69,000 | $366,000 |
| White |
783 | $81,847,000 |
$104,000 | $2,262,000 |
$78,000 | $2,875,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
955 | $103,810,000 |
$108,000 | $2,262,000 |
$76,000 | $2,875,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $112,000 |
$112,000 | $112,000 |
$58,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
34 | $3,595,000 |
$105,000 | $382,000 |
$62,000 | $209,000 |
| Application Denied By Financial Institution |
6 | $577,000 |
$96,000 | $131,000 |
$40,000 | $76,000 |
| Application Withdrawn By Applicant |
2 | $59,000 |
$29,000 | $44,000 |
$91,000 | $139,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
914 | $99,691,000 |
$109,000 | $2,262,000 |
$77,000 | $2,875,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $447,000 |
$89,000 | $131,000 |
$40,000 | $76,000 |
| Debt-To-Income Ratio |
1 | $130,000 |
$130,000 | $130,000 |
$42,000 | $42,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEFFERSON BANK OF MISSOURI by:
Metropolitan Area And
County
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