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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFFERSON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFFERSON BANK |
| Address | 2900 FREDERICKSBURG RD
SAN ANTONIO, TX 78201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 228 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,431,000 |
| Average Mortgage Loan Amount Applied For | $136,388 |
| Highest Mortgage Loan Amount Applied For | $1,006,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $1,939,000 |
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| Home Improvement |
9 | $701,000 |
$77,000 | $232,000 |
$138,000 | $298,000 |
| Home Purchase |
145 | $20,736,000 |
$143,000 | $999,000 |
$149,000 | $720,000 |
| Refinancing |
74 | $14,994,000 |
$202,000 | $1,006,000 |
$206,000 | $1,939,000 |
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| American Indian or Alaskan Native |
1 | $10,000 |
$10,000 | $10,000 |
$175,000 | $175,000 |
| Asian |
1 | $845,000 |
$845,000 | $845,000 |
$485,000 | $485,000 |
| Black or African American |
4 | $188,000 |
$47,000 | $64,000 |
$70,000 | $137,000 |
| Hispanic |
43 | $3,996,000 |
$92,000 | $365,000 |
$72,000 | $343,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $826,000 |
$91,000 | $249,000 |
$0 | $0 |
| Not Provided |
5 | $442,000 |
$88,000 | $335,000 |
$132,000 | $515,000 |
| White |
165 | $30,124,000 |
$182,000 | $1,006,000 |
$202,000 | $1,939,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
228 | $36,431,000 |
$159,000 | $1,006,000 |
$167,000 | $1,939,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $795,000 |
$66,000 | $85,000 |
$31,000 | $66,000 |
| Application Withdrawn By Applicant |
3 | $290,000 |
$96,000 | $145,000 |
$100,000 | $154,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
213 | $35,346,000 |
$165,000 | $1,006,000 |
$175,000 | $1,939,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
5 | $350,000 |
$70,000 | $76,000 |
$30,000 | $37,000 |
| Credit History |
4 | $306,000 |
$76,000 | $85,000 |
$28,000 | $40,000 |
| Debt-To-Income Ratio |
2 | $86,000 |
$43,000 | $71,000 |
$41,000 | $66,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $53,000 |
$53,000 | $53,000 |
$29,000 | $29,000 |
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Mortgage Loan App Totals for JEFFERSON BANK by:
Metropolitan Area And
County
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