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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEFFERSON BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEFFERSON BANK & TRUST COMPANY |
| Address | 2301 MARKET STREET
SAINT LOUIS, MO 63103 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,894,000 |
| Average Mortgage Loan Amount Applied For | $578,250 |
| Highest Mortgage Loan Amount Applied For | $7,040,000 |
| Average Applicant Income | $27,625 |
| Highest Applicant Income | $213,000 |
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| Home Improvement |
6 | $480,000 |
$80,000 | $220,000 |
$45,000 | $133,000 |
| Home Purchase |
57 | $16,941,000 |
$297,000 | $7,040,000 |
$17,000 | $213,000 |
| Refinancing |
17 | $1,473,000 |
$86,000 | $442,000 |
$80,000 | $213,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $265,000 |
$88,000 | $150,000 |
$34,000 | $40,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $5,000 |
$5,000 | $5,000 |
$133,000 | $133,000 |
| Not applicable |
51 | $16,410,000 |
$321,000 | $7,040,000 |
$0 | $0 |
| Not Provided |
1 | $86,000 |
$86,000 | $86,000 |
$79,000 | $79,000 |
| White |
24 | $2,128,000 |
$88,000 | $440,000 |
$97,000 | $213,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
78 | $18,875,000 |
$241,000 | $7,040,000 |
$31,000 | $213,000 |
| FHA-insured (Federal Housing Administration) |
2 | $19,000 |
$9,000 | $14,000 |
$109,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $256,000 |
$51,000 | $110,000 |
$63,000 | $92,000 |
| Application Withdrawn By Applicant |
1 | $150,000 |
$150,000 | $150,000 |
$40,000 | $40,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
74 | $18,488,000 |
$249,000 | $7,040,000 |
$30,000 | $213,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEFFERSON BANK & TRUST COMPANY by:
Metropolitan Area And
County
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