|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
JEFFERSON COUNTY FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
JEFFERSON COUNTY FCU |
| Address | 9600 ORMSBY STATION ROAD
LOUISVILLE, KY 40223 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 125 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,253,000 |
| Average Mortgage Loan Amount Applied For | $57,181 |
| Highest Mortgage Loan Amount Applied For | $241,000 |
| Average Applicant Income | $66,454 |
| Highest Applicant Income | $539,000 |
|
|
|
| Home Improvement |
67 | $2,449,000 |
$36,000 | $241,000 |
$74,000 | $539,000 |
| Home Purchase |
14 | $1,073,000 |
$76,000 | $182,000 |
$72,000 | $157,000 |
| Refinancing |
44 | $2,731,000 |
$62,000 | $184,000 |
$55,000 | $120,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $631,000 |
$42,000 | $180,000 |
$51,000 | $157,000 |
| Hispanic |
1 | $8,000 |
$8,000 | $8,000 |
$46,000 | $46,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
109 | $5,614,000 |
$51,000 | $241,000 |
$69,000 | $539,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
125 | $6,253,000 |
$50,000 | $241,000 |
$67,000 | $539,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $284,000 |
$71,000 | $180,000 |
$47,000 | $60,000 |
| Application Withdrawn By Applicant |
6 | $251,000 |
$41,000 | $160,000 |
$45,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $5,718,000 |
$49,000 | $241,000 |
$69,000 | $539,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $9,000 |
$9,000 | $9,000 |
$57,000 | $57,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $95,000 |
$47,000 | $80,000 |
$49,000 | $60,000 |
| Debt-To-Income Ratio |
1 | $180,000 |
$180,000 | $180,000 |
$35,000 | $35,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for JEFFERSON COUNTY FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
