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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JEWETT CITY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
JEWETT CITY SAVINGS BANK |
| Address | 111 MAIN STREET PO BOX 335
JEWETT CITY, CT 06351 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 187 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,309,000 |
| Average Mortgage Loan Amount Applied For | $123,400 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $97,200 |
| Highest Applicant Income | $388,000 |
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| Home Improvement |
68 | $2,252,000 |
$33,000 | $221,000 |
$72,000 | $388,000 |
| Home Purchase |
42 | $7,424,000 |
$176,000 | $450,000 |
$82,000 | $231,000 |
| Refinancing |
79 | $9,038,000 |
$114,000 | $442,000 |
$77,000 | $293,000 |
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| American Indian or Alaskan Native |
3 | $404,000 |
$134,000 | $350,000 |
$88,000 | $105,000 |
| Asian |
1 | $19,000 |
$19,000 | $19,000 |
$100,000 | $100,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $79,000 |
$39,000 | $42,000 |
$72,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $770,000 |
$110,000 | $280,000 |
$56,000 | $121,000 |
| White |
176 | $17,442,000 |
$99,000 | $450,000 |
$77,000 | $388,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
189 | $18,714,000 |
$99,000 | $450,000 |
$76,000 | $388,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
37 | $4,023,000 |
$108,000 | $300,000 |
$63,000 | $170,000 |
| Application Withdrawn By Applicant |
13 | $2,228,000 |
$171,000 | $450,000 |
$78,000 | $174,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
137 | $12,058,000 |
$88,000 | $442,000 |
$80,000 | $388,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $235,000 |
$235,000 | $235,000 |
$85,000 | $85,000 |
| Preapproval Denied by Financial Institution |
1 | $170,000 |
$170,000 | $170,000 |
$72,000 | $72,000 |
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| Collateral |
2 | $228,000 |
$114,000 | $175,000 |
$85,000 | $108,000 |
| Credit Application Incomplete |
1 | $100,000 |
$100,000 | $100,000 |
$99,000 | $99,000 |
| Credit History |
8 | $1,017,000 |
$127,000 | $280,000 |
$73,000 | $133,000 |
| Debt-To-Income Ratio |
26 | $2,726,000 |
$104,000 | $300,000 |
$57,000 | $170,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $122,000 |
$122,000 | $122,000 |
$55,000 | $55,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JEWETT CITY SAVINGS BANK by:
Metropolitan Area And
County
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