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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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JONESTOWN BANK & TRUST CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
JONESTOWN BANK & TRUST CO |
| Address | 2 W MARKET ST
JONESTOWN, PA 17038 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 503 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,246,000 |
| Average Mortgage Loan Amount Applied For | $68,200 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $58,500 |
| Highest Applicant Income | $315,000 |
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| Home Improvement |
147 | $5,764,000 |
$39,000 | $200,000 |
$63,000 | $203,000 |
| Home Purchase |
135 | $13,656,000 |
$101,000 | $1,000,000 |
$67,000 | $294,000 |
| Refinancing |
225 | $15,909,000 |
$70,000 | $585,000 |
$64,000 | $315,000 |
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| American Indian or Alaskan Native |
1 | $70,000 |
$70,000 | $70,000 |
$71,000 | $71,000 |
| Asian |
2 | $8,000 |
$4,000 | $5,000 |
$55,000 | $61,000 |
| Black or African American |
2 | $71,000 |
$35,000 | $51,000 |
$97,000 | $100,000 |
| Hispanic |
12 | $480,000 |
$40,000 | $120,000 |
$47,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $1,171,000 |
$390,000 | $1,000,000 |
$0 | $0 |
| Not Provided |
13 | $576,000 |
$44,000 | $125,000 |
$49,000 | $94,000 |
| White |
474 | $32,953,000 |
$69,000 | $585,000 |
$66,000 | $315,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
507 | $35,329,000 |
$69,000 | $1,000,000 |
$65,000 | $315,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $561,000 |
$70,000 | $100,000 |
$43,000 | $90,000 |
| Application Denied By Financial Institution |
33 | $1,672,000 |
$50,000 | $162,000 |
$42,000 | $93,000 |
| Application Withdrawn By Applicant |
2 | $190,000 |
$95,000 | $178,000 |
$74,000 | $94,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
464 | $32,906,000 |
$70,000 | $1,000,000 |
$66,000 | $315,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for JONESTOWN BANK & TRUST CO by:
Metropolitan Area And
County
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