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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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K&R MORTGAGE SERVICES, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
K&R MORTGAGE SERVICES, INC. |
| Address | 613 SOUTH SIERRA CIR.
ALPINE, UT 84004 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,777,000 |
| Average Mortgage Loan Amount Applied For | $124,857 |
| Highest Mortgage Loan Amount Applied For | $435,000 |
| Average Applicant Income | $48,142 |
| Highest Applicant Income | $220,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
23 | $2,960,000 |
$128,000 | $250,000 |
$41,000 | $73,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
55 | $7,817,000 |
$142,000 | $435,000 |
$58,000 | $220,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $175,000 |
$175,000 | $175,000 |
$42,000 | $42,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $379,000 |
$94,000 | $116,000 |
$42,000 | $87,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
73 | $10,223,000 |
$140,000 | $435,000 |
$51,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
77 | $10,668,000 |
$138,000 | $435,000 |
$50,000 | $220,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $109,000 |
$109,000 | $109,000 |
$51,000 | $51,000 |
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| Application Approved But Not Accepted |
8 | $932,000 |
$116,000 | $177,000 |
$47,000 | $112,000 |
| Application Denied By Financial Institution |
9 | $1,298,000 |
$144,000 | $315,000 |
$42,000 | $53,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $8,547,000 |
$140,000 | $435,000 |
$53,000 | $220,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for K&R MORTGAGE SERVICES, INC. by:
Metropolitan Area And
County
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