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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KAW VALLEY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
KAW VALLEY STATE BANK |
| Address | 1110 N. KANSAS AVENUE PO BOX 8009
TOPEKA, KS 66608 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 303 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,016,000 |
| Average Mortgage Loan Amount Applied For | $71,700 |
| Highest Mortgage Loan Amount Applied For | $485,000 |
| Average Applicant Income | $93,600 |
| Highest Applicant Income | $2,000,000 |
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| Home Improvement |
46 | $833,000 |
$18,000 | $120,000 |
$53,000 | $207,000 |
| Home Purchase |
104 | $6,976,000 |
$67,000 | $300,000 |
$130,000 | $2,000,000 |
| Refinancing |
153 | $11,207,000 |
$73,000 | $485,000 |
$119,000 | $1,500,000 |
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| American Indian or Alaskan Native |
1 | $71,000 |
$71,000 | $71,000 |
$54,000 | $54,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $952,000 |
$86,000 | $154,000 |
$186,000 | $1,359,000 |
| Hispanic |
8 | $290,000 |
$36,000 | $79,000 |
$41,000 | $68,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
43 | $3,088,000 |
$71,000 | $255,000 |
$178,000 | $1,500,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
240 | $14,615,000 |
$60,000 | $485,000 |
$101,000 | $2,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
303 | $19,016,000 |
$62,000 | $485,000 |
$113,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $266,000 |
$26,000 | $85,000 |
$35,000 | $72,000 |
| Application Withdrawn By Applicant |
2 | $303,000 |
$151,000 | $270,000 |
$64,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
291 | $18,447,000 |
$63,000 | $485,000 |
$116,000 | $2,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $31,000 |
$31,000 | $31,000 |
$40,000 | $40,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $181,000 |
$30,000 | $85,000 |
$39,000 | $72,000 |
| Debt-To-Income Ratio |
3 | $54,000 |
$18,000 | $26,000 |
$26,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KAW VALLEY STATE BANK by:
Metropolitan Area And
County
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