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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KC POLICE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
KC POLICE CREDIT UNION |
| Address | 2800 E 14TH ST
KANSAS CITY, MO 64127 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 132 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,139,000 |
| Average Mortgage Loan Amount Applied For | $90,333 |
| Highest Mortgage Loan Amount Applied For | $305,000 |
| Average Applicant Income | $77,600 |
| Highest Applicant Income | $171,000 |
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| Home Improvement |
43 | $979,000 |
$22,000 | $70,000 |
$76,000 | $171,000 |
| Home Purchase |
22 | $2,899,000 |
$131,000 | $305,000 |
$76,000 | $139,000 |
| Refinancing |
67 | $4,261,000 |
$63,000 | $240,000 |
$64,000 | $128,000 |
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| American Indian or Alaskan Native |
3 | $59,000 |
$19,000 | $28,000 |
$77,000 | $80,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $453,000 |
$56,000 | $175,000 |
$46,000 | $106,000 |
| Hispanic |
4 | $239,000 |
$59,000 | $102,000 |
$65,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
25 | $1,569,000 |
$62,000 | $240,000 |
$74,000 | $147,000 |
| White |
92 | $5,819,000 |
$63,000 | $305,000 |
$71,000 | $171,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
132 | $8,139,000 |
$61,000 | $305,000 |
$70,000 | $171,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $673,000 |
$96,000 | $200,000 |
$73,000 | $139,000 |
| Application Denied By Financial Institution |
6 | $647,000 |
$107,000 | $240,000 |
$63,000 | $117,000 |
| Application Withdrawn By Applicant |
14 | $1,265,000 |
$90,000 | $165,000 |
$66,000 | $106,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
105 | $5,554,000 |
$52,000 | $305,000 |
$71,000 | $171,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KC POLICE CREDIT UNION by:
Metropolitan Area And
County
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