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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KENNEBUNK SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
KENNEBUNK SAVINGS BANK |
| Address | 104 MAIN ST/PO BOX 28
KENNEBUNK, ME 04043 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 903 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $145,531,000 |
| Average Mortgage Loan Amount Applied For | $174,866 |
| Highest Mortgage Loan Amount Applied For | $2,827,000 |
| Average Applicant Income | $107,533 |
| Highest Applicant Income | $5,670,000 |
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| Home Improvement |
235 | $20,151,000 |
$85,000 | $900,000 |
$80,000 | $881,000 |
| Home Purchase |
400 | $83,573,000 |
$208,000 | $1,938,000 |
$120,000 | $5,670,000 |
| Refinancing |
319 | $51,691,000 |
$162,000 | $2,827,000 |
$98,000 | $1,304,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$35,000 | $35,000 |
| Asian |
2 | $634,000 |
$317,000 | $340,000 |
$71,000 | $84,000 |
| Black or African American |
2 | $26,000 |
$13,000 | $16,000 |
$35,000 | $41,000 |
| Hispanic |
5 | $1,188,000 |
$237,000 | $440,000 |
$96,000 | $160,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $144,000 |
$144,000 | $144,000 |
$37,000 | $37,000 |
| Not applicable |
7 | $1,834,000 |
$262,000 | $580,000 |
$35,000 | $245,000 |
| Not Provided |
168 | $30,029,000 |
$178,000 | $1,100,000 |
$135,000 | $5,670,000 |
| White |
768 | $121,535,000 |
$158,000 | $2,827,000 |
$97,000 | $2,242,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
946 | $154,087,000 |
$162,000 | $2,827,000 |
$104,000 | $5,670,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
8 | $1,328,000 |
$166,000 | $235,000 |
$45,000 | $73,000 |
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| Application Approved But Not Accepted |
110 | $28,429,000 |
$258,000 | $1,938,000 |
$136,000 | $1,304,000 |
| Application Denied By Financial Institution |
136 | $17,875,000 |
$131,000 | $1,100,000 |
$57,000 | $277,000 |
| Application Withdrawn By Applicant |
39 | $8,677,000 |
$222,000 | $1,320,000 |
$90,000 | $365,000 |
| File Closed For Incompleteness |
6 | $1,996,000 |
$332,000 | $630,000 |
$121,000 | $245,000 |
| Loan Originated |
612 | $88,554,000 |
$144,000 | $2,827,000 |
$112,000 | $5,670,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
51 | $9,884,000 |
$193,000 | $475,000 |
$56,000 | $241,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KENNEBUNK SAVINGS BANK by:
Metropolitan Area And
County
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