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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KEYSTONE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
KEYSTONE SAVINGS BANK |
| Address | 330 WESTERN AVE., PO BOX 243
MARENGO, IA 52301 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,084,000 |
| Average Mortgage Loan Amount Applied For | $58,285 |
| Highest Mortgage Loan Amount Applied For | $334,000 |
| Average Applicant Income | $90,857 |
| Highest Applicant Income | $494,000 |
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| Home Improvement |
12 | $354,000 |
$29,000 | $92,000 |
$53,000 | $88,000 |
| Home Purchase |
22 | $1,203,000 |
$54,000 | $219,000 |
$70,000 | $140,000 |
| Refinancing |
48 | $4,527,000 |
$94,000 | $334,000 |
$99,000 | $494,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $185,000 |
$185,000 | $185,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
81 | $5,899,000 |
$72,000 | $334,000 |
$86,000 | $494,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
82 | $6,084,000 |
$74,000 | $334,000 |
$84,000 | $494,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $382,000 |
$54,000 | $100,000 |
$48,000 | $84,000 |
| Application Denied By Financial Institution |
7 | $289,000 |
$41,000 | $125,000 |
$42,000 | $89,000 |
| Application Withdrawn By Applicant |
1 | $69,000 |
$69,000 | $69,000 |
$67,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
67 | $5,344,000 |
$79,000 | $334,000 |
$93,000 | $494,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KEYSTONE SAVINGS BANK by:
Metropolitan Area And
County
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