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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KH FINANCIAL, LP
Mortgage Loans and Application Details
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| Mortgage Company Name |
KH FINANCIAL, LP |
| Address | 5999 NEW WILKE RD STE 203
ROLLING MEADOWS, IL 60008 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,351 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $833,546,000 |
| Average Mortgage Loan Amount Applied For | $192,021 |
| Highest Mortgage Loan Amount Applied For | $997,000 |
| Average Applicant Income | $104,148 |
| Highest Applicant Income | $1,440,000 |
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| Home Improvement |
1 | $102,000 |
$102,000 | $102,000 |
$21,000 | $21,000 |
| Home Purchase |
4,341 | $832,018,000 |
$191,000 | $997,000 |
$89,000 | $1,440,000 |
| Refinancing |
28 | $5,072,000 |
$181,000 | $620,000 |
$53,000 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
14 | $2,857,000 |
$204,000 | $455,000 |
$67,000 | $150,000 |
| Black or African American |
10 | $1,567,000 |
$156,000 | $342,000 |
$43,000 | $127,000 |
| Hispanic |
657 | $114,566,000 |
$174,000 | $592,000 |
$73,000 | $1,440,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $1,139,000 |
$227,000 | $329,000 |
$95,000 | $115,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3,648 | $710,259,000 |
$194,000 | $997,000 |
$92,000 | $1,255,000 |
| White |
36 | $6,804,000 |
$189,000 | $523,000 |
$108,000 | $702,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,930 | $759,997,000 |
$193,000 | $997,000 |
$91,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) |
318 | $53,894,000 |
$169,000 | $433,000 |
$71,000 | $456,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
122 | $23,301,000 |
$190,000 | $417,000 |
$74,000 | $144,000 |
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| Application Approved But Not Accepted |
55 | $6,967,000 |
$126,000 | $338,000 |
$62,000 | $137,000 |
| Application Denied By Financial Institution |
266 | $51,774,000 |
$194,000 | $997,000 |
$84,000 | $876,000 |
| Application Withdrawn By Applicant |
1,105 | $237,571,000 |
$214,000 | $650,000 |
$99,000 | $1,440,000 |
| File Closed For Incompleteness |
7 | $1,359,000 |
$194,000 | $387,000 |
$82,000 | $140,000 |
| Loan Originated |
2,937 | $539,521,000 |
$183,000 | $808,000 |
$87,000 | $904,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$70,000 | $70,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
55 | $11,616,000 |
$211,000 | $538,000 |
$77,000 | $400,000 |
| Debt-To-Income Ratio |
35 | $8,344,000 |
$238,000 | $499,000 |
$70,000 | $185,000 |
| Employment History |
7 | $1,791,000 |
$255,000 | $480,000 |
$74,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
9 | $2,610,000 |
$290,000 | $417,000 |
$75,000 | $187,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
72 | $9,430,000 |
$130,000 | $272,000 |
$71,000 | $242,000 |
| Unverifiable Information |
13 | $2,191,000 |
$168,000 | $400,000 |
$107,000 | $212,000 |
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Mortgage Loan App Totals for KH FINANCIAL, LP by:
Metropolitan Area And
County
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