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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KIRKPATRICK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
KIRKPATRICK BANK |
| Address | 15 E. 15TH STREET
EDMOND, OK 73013 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 205 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,931,000 |
| Average Mortgage Loan Amount Applied For | $375,307 |
| Highest Mortgage Loan Amount Applied For | $4,100,000 |
| Average Applicant Income | $119,153 |
| Highest Applicant Income | $2,915,000 |
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| Home Improvement |
20 | $1,066,000 |
$53,000 | $260,000 |
$79,000 | $273,000 |
| Home Purchase |
87 | $12,105,000 |
$139,000 | $2,480,000 |
$112,000 | $1,027,000 |
| Refinancing |
100 | $27,949,000 |
$279,000 | $4,100,000 |
$173,000 | $2,915,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $2,000,000 |
$2,000,000 | $2,000,000 |
$1,173,000 | $1,173,000 |
| Black or African American |
8 | $342,000 |
$42,000 | $60,000 |
$224,000 | $279,000 |
| Hispanic |
1 | $23,000 |
$23,000 | $23,000 |
$35,000 | $35,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
73 | $22,760,000 |
$311,000 | $4,100,000 |
$1,000 | $89,000 |
| Not Provided |
1 | $10,000 |
$10,000 | $10,000 |
$58,000 | $58,000 |
| White |
123 | $15,985,000 |
$129,000 | $2,794,000 |
$208,000 | $2,915,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
207 | $41,120,000 |
$198,000 | $4,100,000 |
$138,000 | $2,915,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $35,000 |
$17,000 | $25,000 |
$58,000 | $58,000 |
| Application Withdrawn By Applicant |
1 | $118,000 |
$118,000 | $118,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
204 | $40,967,000 |
$200,000 | $4,100,000 |
$140,000 | $2,915,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $25,000 |
$25,000 | $25,000 |
$58,000 | $58,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $10,000 |
$10,000 | $10,000 |
$58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for KIRKPATRICK BANK by:
Metropolitan Area And
County
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