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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KOSHMAN ENTERPRISES INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
KOSHMAN ENTERPRISES INC |
| Address | 17523 VENTURA BLVD
ENCINO, CA 91316 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 659 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $200,577,000 |
| Average Mortgage Loan Amount Applied For | $278,080 |
| Highest Mortgage Loan Amount Applied For | $1,495,000 |
| Average Applicant Income | $84,693 |
| Highest Applicant Income | $1,014,000 |
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| Home Improvement |
26 | $7,616,000 |
$292,000 | $750,000 |
$83,000 | $348,000 |
| Home Purchase |
120 | $30,825,000 |
$256,000 | $1,100,000 |
$151,000 | $672,000 |
| Refinancing |
513 | $162,136,000 |
$316,000 | $1,495,000 |
$94,000 | $1,014,000 |
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| American Indian or Alaskan Native |
2 | $687,000 |
$343,000 | $519,000 |
$55,000 | $110,000 |
| Asian |
18 | $8,063,000 |
$447,000 | $850,000 |
$166,000 | $348,000 |
| Black or African American |
54 | $16,429,000 |
$304,000 | $648,000 |
$93,000 | $315,000 |
| Hispanic |
205 | $56,728,000 |
$276,000 | $840,000 |
$81,000 | $1,014,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $1,145,000 |
$229,000 | $400,000 |
$126,000 | $216,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
138 | $43,198,000 |
$313,000 | $1,000,000 |
$114,000 | $672,000 |
| White |
237 | $74,327,000 |
$313,000 | $1,495,000 |
$115,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
657 | $200,058,000 |
$304,000 | $1,495,000 |
$104,000 | $1,014,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $248,000 |
$248,000 | $248,000 |
$55,000 | $55,000 |
| VA-guaranteed (Veterans Administration) |
1 | $271,000 |
$271,000 | $271,000 |
$66,000 | $66,000 |
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| Application Approved But Not Accepted |
5 | $1,557,000 |
$311,000 | $564,000 |
$201,000 | $384,000 |
| Application Denied By Financial Institution |
38 | $11,534,000 |
$303,000 | $800,000 |
$92,000 | $352,000 |
| Application Withdrawn By Applicant |
166 | $56,110,000 |
$338,000 | $1,000,000 |
$131,000 | $1,014,000 |
| File Closed For Incompleteness |
22 | $7,144,000 |
$324,000 | $840,000 |
$118,000 | $288,000 |
| Loan Originated |
423 | $122,935,000 |
$290,000 | $1,495,000 |
$93,000 | $563,000 |
| Loan Purchased By The Institution |
5 | $1,297,000 |
$259,000 | $500,000 |
$58,000 | $113,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
12 | $2,860,000 |
$238,000 | $485,000 |
$77,000 | $208,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $2,536,000 |
$317,000 | $400,000 |
$66,000 | $186,000 |
| Debt-To-Income Ratio |
8 | $3,063,000 |
$382,000 | $800,000 |
$135,000 | $352,000 |
| Employment History |
1 | $381,000 |
$381,000 | $381,000 |
$71,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $639,000 |
$213,000 | $364,000 |
$121,000 | $126,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $210,000 |
$210,000 | $210,000 |
$0 | $0 |
| Unverifiable Information |
3 | $895,000 |
$298,000 | $544,000 |
$84,000 | $96,000 |
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Mortgage Loan App Totals for KOSHMAN ENTERPRISES INC by:
Metropolitan Area And
County
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