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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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KS SUPER CHIEF CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
KS SUPER CHIEF CREDIT UNION |
| Address | 2120 SW BELLE AVENUE
TOPEKA, KS 66614 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 191 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,798,000 |
| Average Mortgage Loan Amount Applied For | $75,444 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
70 | $1,791,000 |
$25,000 | $80,000 |
$70,000 | $300,000 |
| Home Purchase |
79 | $7,382,000 |
$93,000 | $300,000 |
$57,000 | $137,000 |
| Refinancing |
73 | $6,969,000 |
$95,000 | $350,000 |
$60,000 | $161,000 |
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| American Indian or Alaskan Native |
1 | $57,000 |
$57,000 | $57,000 |
$47,000 | $47,000 |
| Asian |
1 | $36,000 |
$36,000 | $36,000 |
$27,000 | $27,000 |
| Black or African American |
4 | $156,000 |
$39,000 | $99,000 |
$56,000 | $101,000 |
| Hispanic |
7 | $668,000 |
$95,000 | $300,000 |
$59,000 | $137,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
22 | $2,273,000 |
$103,000 | $350,000 |
$57,000 | $161,000 |
| White |
187 | $12,952,000 |
$69,000 | $233,000 |
$63,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
222 | $16,142,000 |
$72,000 | $350,000 |
$62,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
32 | $4,275,000 |
$133,000 | $350,000 |
$64,000 | $161,000 |
| Application Denied By Financial Institution |
32 | $2,469,000 |
$77,000 | $227,000 |
$44,000 | $96,000 |
| Application Withdrawn By Applicant |
8 | $589,000 |
$73,000 | $147,000 |
$36,000 | $87,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
150 | $8,809,000 |
$58,000 | $233,000 |
$67,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $1,217,000 |
$81,000 | $190,000 |
$42,000 | $88,000 |
| Debt-To-Income Ratio |
7 | $449,000 |
$64,000 | $145,000 |
$43,000 | $86,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $644,000 |
$92,000 | $227,000 |
$58,000 | $96,000 |
| Unverifiable Information |
1 | $48,000 |
$48,000 | $48,000 |
$17,000 | $17,000 |
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Mortgage Loan App Totals for KS SUPER CHIEF CREDIT UNION by:
Metropolitan Area And
County
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