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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LABE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LABE BANK |
| Address | 4343 N ELSTON AV
CHICAGO, IL 60641 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 161 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $61,991,000 |
| Average Mortgage Loan Amount Applied For | $397,500 |
| Highest Mortgage Loan Amount Applied For | $2,285,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $1,900,000 |
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| Home Improvement |
15 | $1,557,000 |
$103,000 | $440,000 |
$49,000 | $124,000 |
| Home Purchase |
100 | $39,642,000 |
$396,000 | $2,204,000 |
$63,000 | $447,000 |
| Refinancing |
46 | $20,792,000 |
$452,000 | $2,285,000 |
$54,000 | $1,900,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $770,000 |
$770,000 | $770,000 |
$26,000 | $26,000 |
| Hispanic |
16 | $4,005,000 |
$250,000 | $780,000 |
$94,000 | $447,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
79 | $34,659,000 |
$438,000 | $2,204,000 |
$1,000 | $66,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $22,557,000 |
$347,000 | $2,285,000 |
$86,000 | $1,900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
161 | $61,991,000 |
$385,000 | $2,285,000 |
$57,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
32 | $8,347,000 |
$260,000 | $800,000 |
$78,000 | $447,000 |
| Application Denied By Financial Institution |
11 | $2,186,000 |
$198,000 | $675,000 |
$39,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
118 | $51,458,000 |
$436,000 | $2,285,000 |
$52,000 | $1,900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,714,000 |
$190,000 | $675,000 |
$42,000 | $96,000 |
| Debt-To-Income Ratio |
1 | $168,000 |
$168,000 | $168,000 |
$60,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $304,000 |
$304,000 | $304,000 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LABE BANK by:
Metropolitan Area And
County
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