|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
LABETTE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
LABETTE BANK |
| Address | 4TH HUSTON
ALTAMONT, KS 67330 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 348 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,601,000 |
| Average Mortgage Loan Amount Applied For | $107,789 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $80,210 |
| Highest Applicant Income | $653,000 |
|
|
|
| Home Improvement |
32 | $1,025,000 |
$32,000 | $125,000 |
$56,000 | $143,000 |
| Home Purchase |
192 | $11,875,000 |
$61,000 | $480,000 |
$54,000 | $653,000 |
| Refinancing |
130 | $6,955,000 |
$53,000 | $309,000 |
$55,000 | $195,000 |
|
|
| American Indian or Alaskan Native |
2 | $61,000 |
$30,000 | $60,000 |
$62,000 | $82,000 |
| Asian |
1 | $195,000 |
$195,000 | $195,000 |
$8,000 | $8,000 |
| Black or African American |
4 | $114,000 |
$28,000 | $70,000 |
$32,000 | $48,000 |
| Hispanic |
3 | $85,000 |
$28,000 | $45,000 |
$35,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $110,000 |
$110,000 | $110,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
343 | $19,290,000 |
$56,000 | $480,000 |
$55,000 | $653,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
353 | $19,747,000 |
$55,000 | $480,000 |
$55,000 | $653,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $108,000 |
$108,000 | $108,000 |
$35,000 | $35,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
79 | $3,292,000 |
$41,000 | $195,000 |
$36,000 | $150,000 |
| Application Withdrawn By Applicant |
31 | $1,933,000 |
$62,000 | $480,000 |
$50,000 | $174,000 |
| File Closed For Incompleteness |
4 | $48,000 |
$12,000 | $45,000 |
$33,000 | $82,000 |
| Loan Originated |
240 | $14,582,000 |
$60,000 | $350,000 |
$62,000 | $653,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
7 | $268,000 |
$38,000 | $70,000 |
$38,000 | $70,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
56 | $2,326,000 |
$41,000 | $150,000 |
$36,000 | $150,000 |
| Debt-To-Income Ratio |
9 | $335,000 |
$37,000 | $110,000 |
$31,000 | $76,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $68,000 |
$68,000 | $68,000 |
$48,000 | $48,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $25,000 |
$25,000 | $25,000 |
$87,000 | $87,000 |
| Unverifiable Information |
1 | $195,000 |
$195,000 | $195,000 |
$8,000 | $8,000 |
|
Mortgage Loan App Totals for LABETTE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
