|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
LACAZA CAPITAL, INC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
LACAZA CAPITAL, INC |
| Address | 15635 ALTON PARKWAY SUITE # 450
IRVINE, CA 92618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 743 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,335,000 |
| Average Mortgage Loan Amount Applied For | $166,149 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $61,701 |
| Highest Applicant Income | $510,000 |
|
|
|
| Home Improvement |
9 | $3,045,000 |
$327,000 | $1,070,000 |
$87,000 | $219,000 |
| Home Purchase |
45 | $19,647,000 |
$255,333 | $10,000,000 |
$51,500 | $250,000 |
| Refinancing |
804 | $154,028,000 |
$162,500 | $1,000,000 |
$57,083 | $510,000 |
|
|
| American Indian or Alaskan Native |
2 | $579,000 |
$289,500 | $424,000 |
$52,500 | $55,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $500,000 |
$500,000 | $500,000 |
$95,000 | $95,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
855 | $175,641,000 |
$178,923 | $10,000,000 |
$58,923 | $510,000 |
| White |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
847 | $174,844,000 |
$179,076 | $10,000,000 |
$59,076 | $510,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $100,000 |
$100,000 | $100,000 |
$43,000 | $43,000 |
| VA-guaranteed (Veterans Administration) |
10 | $1,776,000 |
$151,600 | $335,000 |
$46,400 | $65,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
172 | $30,272,000 |
$148,500 | $697,000 |
$60,000 | $330,000 |
| Application Withdrawn By Applicant |
584 | $127,270,000 |
$187,750 | $10,000,000 |
$59,333 | $510,000 |
| File Closed For Incompleteness |
2 | $282,000 |
$141,000 | $145,000 |
$57,000 | $70,000 |
| Loan Originated |
100 | $18,896,000 |
$137,285 | $800,000 |
$60,428 | $352,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $260,000 |
$130,000 | $164,000 |
$101,000 | $142,000 |
| Credit Application Incomplete |
2 | $320,000 |
$160,000 | $250,000 |
$56,000 | $75,000 |
| Credit History |
13 | $2,258,000 |
$145,800 | $660,000 |
$51,600 | $150,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
2 | $336,000 |
$168,000 | $240,000 |
$85,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $755,000 |
$204,500 | $346,000 |
$60,000 | $96,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
144 | $25,189,000 |
$150,875 | $697,000 |
$59,750 | $330,000 |
| Unverifiable Information |
1 | $280,000 |
$280,000 | $280,000 |
$50,000 | $50,000 |
|
Mortgage Loan App Totals for LACAZA CAPITAL, INC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
