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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LACONIA SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LACONIA SAVINGS BANK |
| Address | 62 PLEASANT STREET
LACONIA, NH 03246 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 709 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,992,000 |
| Average Mortgage Loan Amount Applied For | $360,200 |
| Highest Mortgage Loan Amount Applied For | $3,750,000 |
| Average Applicant Income | $67,866 |
| Highest Applicant Income | $834,000 |
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| Home Improvement |
275 | $16,862,000 |
$61,000 | $350,000 |
$68,000 | $525,000 |
| Home Purchase |
273 | $46,153,000 |
$169,000 | $1,900,000 |
$76,000 | $834,000 |
| Refinancing |
193 | $31,358,000 |
$162,000 | $3,750,000 |
$61,000 | $350,000 |
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| American Indian or Alaskan Native |
8 | $665,000 |
$83,000 | $247,000 |
$48,000 | $127,000 |
| Asian |
5 | $892,000 |
$178,000 | $495,000 |
$89,000 | $111,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $1,889,000 |
$157,000 | $310,000 |
$107,000 | $525,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
38 | $10,374,000 |
$273,000 | $3,750,000 |
$0 | $0 |
| Not Provided |
108 | $18,320,000 |
$169,000 | $2,700,000 |
$81,000 | $414,000 |
| White |
570 | $62,233,000 |
$109,000 | $1,900,000 |
$71,000 | $834,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
728 | $92,553,000 |
$127,000 | $3,750,000 |
$70,000 | $834,000 |
| FHA-insured (Federal Housing Administration) |
1 | $88,000 |
$88,000 | $88,000 |
$96,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $1,422,000 |
$129,000 | $190,000 |
$44,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
1 | $310,000 |
$310,000 | $310,000 |
$105,000 | $105,000 |
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| Application Approved But Not Accepted |
41 | $7,217,000 |
$176,000 | $1,100,000 |
$81,000 | $383,000 |
| Application Denied By Financial Institution |
155 | $17,254,000 |
$111,000 | $2,700,000 |
$56,000 | $255,000 |
| Application Withdrawn By Applicant |
19 | $3,346,000 |
$176,000 | $573,000 |
$0 | $0 |
| File Closed For Incompleteness |
8 | $1,344,000 |
$168,000 | $320,000 |
$53,000 | $165,000 |
| Loan Originated |
471 | $60,488,000 |
$128,000 | $3,750,000 |
$80,000 | $834,000 |
| Loan Purchased By The Institution |
17 | $498,000 |
$29,000 | $53,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
30 | $4,226,000 |
$140,000 | $310,000 |
$40,000 | $105,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LACONIA SAVINGS BANK by:
Metropolitan Area And
County
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