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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LAFAYETTE SCHOOLS FED CR UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
LAFAYETTE SCHOOLS FED CR UNION |
| Address | 515 GUILBEAU ROAD
LAFAYETTE, LA 70506 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 117 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,301,000 |
| Average Mortgage Loan Amount Applied For | $86,500 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $50,666 |
| Highest Applicant Income | $171,000 |
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| Home Improvement |
2 | $108,000 |
$54,000 | $75,000 |
$43,000 | $55,000 |
| Home Purchase |
33 | $3,693,000 |
$111,000 | $300,000 |
$60,000 | $167,000 |
| Refinancing |
82 | $5,500,000 |
$67,000 | $201,000 |
$65,000 | $171,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
18 | $1,287,000 |
$71,000 | $185,000 |
$63,000 | $133,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
99 | $8,014,000 |
$80,000 | $300,000 |
$63,000 | $171,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
117 | $9,301,000 |
$79,000 | $300,000 |
$63,000 | $171,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $454,000 |
$113,000 | $160,000 |
$52,000 | $100,000 |
| Application Withdrawn By Applicant |
3 | $198,000 |
$66,000 | $151,000 |
$37,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
110 | $8,649,000 |
$78,000 | $300,000 |
$64,000 | $171,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $100,000 |
$100,000 | $100,000 |
$77,000 | $77,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $224,000 |
$112,000 | $160,000 |
$58,000 | $100,000 |
| Debt-To-Income Ratio |
1 | $130,000 |
$130,000 | $130,000 |
$14,000 | $14,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LAFAYETTE SCHOOLS FED CR UNION by:
Metropolitan Area And
County
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