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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LAND/HOME FINANCIAL SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
LAND/HOME FINANCIAL SERVICES |
| Address | 1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,791 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $474,997,000 |
| Average Mortgage Loan Amount Applied For | $178,172 |
| Highest Mortgage Loan Amount Applied For | $3,734,000 |
| Average Applicant Income | $99,691 |
| Highest Applicant Income | $1,260,000 |
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| Home Improvement |
32 | $7,725,000 |
$241,000 | $624,000 |
$94,000 | $345,000 |
| Home Purchase |
1,149 | $265,536,000 |
$231,000 | $1,024,000 |
$122,000 | $1,020,000 |
| Refinancing |
611 | $201,992,000 |
$330,000 | $3,734,000 |
$134,000 | $1,260,000 |
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| American Indian or Alaskan Native |
5 | $869,000 |
$173,000 | $372,000 |
$68,000 | $98,000 |
| Asian |
149 | $44,660,000 |
$299,000 | $1,000,000 |
$141,000 | $1,020,000 |
| Black or African American |
97 | $27,658,000 |
$285,000 | $889,000 |
$124,000 | $540,000 |
| Hispanic |
324 | $88,377,000 |
$272,000 | $1,024,000 |
$109,000 | $360,000 |
| Native Hawaiin or Other Pacific Islander |
18 | $4,169,000 |
$231,000 | $624,000 |
$106,000 | $204,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
218 | $55,583,000 |
$254,000 | $1,500,000 |
$125,000 | $900,000 |
| White |
981 | $253,937,000 |
$258,000 | $3,734,000 |
$130,000 | $1,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,720 | $464,291,000 |
$269,000 | $3,734,000 |
$128,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) |
69 | $10,521,000 |
$152,000 | $315,000 |
$58,000 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $441,000 |
$147,000 | $221,000 |
$49,000 | $80,000 |
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| Application Approved But Not Accepted |
573 | $151,014,000 |
$263,000 | $3,734,000 |
$120,000 | $1,260,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,219 | $324,239,000 |
$265,000 | $1,510,000 |
$128,000 | $1,046,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LAND/HOME FINANCIAL SERVICES by:
Metropolitan Area And
County
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