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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LANDMARK NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LANDMARK NATIONAL BANK |
| Address | 701 POYNTZ
MANHATTAN, KS 66502 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $108,705,000 |
| Average Mortgage Loan Amount Applied For | $78,250 |
| Highest Mortgage Loan Amount Applied For | $1,190,000 |
| Average Applicant Income | $50,062 |
| Highest Applicant Income | $597,000 |
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| Home Improvement |
188 | $7,142,000 |
$37,000 | $417,000 |
$53,000 | $419,000 |
| Home Purchase |
709 | $75,173,000 |
$106,000 | $1,190,000 |
$55,000 | $597,000 |
| Refinancing |
269 | $30,172,000 |
$112,000 | $855,000 |
$57,000 | $1,431,000 |
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| American Indian or Alaskan Native |
5 | $361,000 |
$72,000 | $95,000 |
$27,000 | $63,000 |
| Asian |
23 | $2,245,000 |
$97,000 | $301,000 |
$62,000 | $146,000 |
| Black or African American |
32 | $3,350,000 |
$104,000 | $342,000 |
$65,000 | $251,000 |
| Hispanic |
101 | $6,772,000 |
$67,000 | $192,000 |
$41,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $119,000 |
$119,000 | $119,000 |
$43,000 | $43,000 |
| Not applicable |
62 | $7,977,000 |
$128,000 | $704,000 |
$0 | $0 |
| Not Provided |
24 | $1,222,000 |
$50,000 | $224,000 |
$39,000 | $126,000 |
| White |
918 | $90,441,000 |
$98,000 | $1,190,000 |
$60,000 | $1,431,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
987 | $93,781,000 |
$95,000 | $1,190,000 |
$56,000 | $1,431,000 |
| FHA-insured (Federal Housing Administration) |
102 | $8,223,000 |
$80,000 | $169,000 |
$41,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $539,000 |
$49,000 | $77,000 |
$35,000 | $64,000 |
| VA-guaranteed (Veterans Administration) |
66 | $9,944,000 |
$150,000 | $388,000 |
$65,000 | $161,000 |
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| Application Approved But Not Accepted |
56 | $6,837,000 |
$122,000 | $400,000 |
$62,000 | $291,000 |
| Application Denied By Financial Institution |
99 | $6,148,000 |
$62,000 | $388,000 |
$43,000 | $178,000 |
| Application Withdrawn By Applicant |
34 | $2,065,000 |
$60,000 | $342,000 |
$0 | $0 |
| File Closed For Incompleteness |
17 | $925,000 |
$54,000 | $225,000 |
$38,000 | $134,000 |
| Loan Originated |
957 | $96,087,000 |
$100,000 | $1,190,000 |
$58,000 | $1,431,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $425,000 |
$141,000 | $289,000 |
$78,000 | $130,000 |
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| Collateral |
7 | $541,000 |
$77,000 | $270,000 |
$56,000 | $178,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
57 | $2,951,000 |
$51,000 | $147,000 |
$43,000 | $92,000 |
| Debt-To-Income Ratio |
23 | $1,389,000 |
$60,000 | $153,000 |
$37,000 | $96,000 |
| Employment History |
5 | $270,000 |
$54,000 | $85,000 |
$30,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $145,000 |
$48,000 | $90,000 |
$37,000 | $63,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $600,000 |
$120,000 | $196,000 |
$40,000 | $104,000 |
| Unverifiable Information |
2 | $677,000 |
$338,000 | $388,000 |
$145,000 | $161,000 |
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Mortgage Loan App Totals for LANDMARK NATIONAL BANK by:
Metropolitan Area And
County
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