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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LASALLE BANK MIDWEST, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
LASALLE BANK MIDWEST, NA |
| Address | 2600 WEST BIG BEAVER ROAD
TROY, MI 48084 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 13,879 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $952,476,000 |
| Average Mortgage Loan Amount Applied For | $74,882 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $97,328 |
| Highest Applicant Income | $5,855,000 |
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| Home Improvement |
3,873 | $154,081,000 |
$39,000 | $1,750,000 |
$72,000 | $3,528,000 |
| Home Purchase |
725 | $106,042,000 |
$146,000 | $2,000,000 |
$123,000 | $2,880,000 |
| Refinancing |
9,283 | $692,703,000 |
$74,000 | $6,000,000 |
$86,000 | $5,855,000 |
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| American Indian or Alaskan Native |
68 | $4,016,000 |
$59,000 | $500,000 |
$77,000 | $710,000 |
| Asian |
230 | $22,216,000 |
$96,000 | $950,000 |
$112,000 | $1,361,000 |
| Black or African American |
1,531 | $75,585,000 |
$49,000 | $1,000,000 |
$63,000 | $3,528,000 |
| Hispanic |
399 | $23,775,000 |
$59,000 | $850,000 |
$69,000 | $757,000 |
| Native Hawaiin or Other Pacific Islander |
28 | $2,045,000 |
$73,000 | $220,000 |
$80,000 | $164,000 |
| Not applicable |
18 | $16,604,000 |
$922,000 | $6,000,000 |
$0 | $0 |
| Not Provided |
1,267 | $81,708,000 |
$64,000 | $1,400,000 |
$85,000 | $1,050,000 |
| White |
10,340 | $726,877,000 |
$70,000 | $2,000,000 |
$88,000 | $5,855,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13,748 | $938,688,000 |
$68,000 | $6,000,000 |
$85,000 | $5,855,000 |
| FHA-insured (Federal Housing Administration) |
133 | $14,138,000 |
$106,000 | $230,000 |
$44,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
458 | $34,000,000 |
$74,000 | $900,000 |
$94,000 | $774,000 |
| Application Denied By Financial Institution |
5,243 | $290,002,000 |
$55,000 | $1,200,000 |
$68,000 | $3,528,000 |
| Application Withdrawn By Applicant |
823 | $64,052,000 |
$77,000 | $1,750,000 |
$101,000 | $3,180,000 |
| File Closed For Incompleteness |
360 | $24,986,000 |
$69,000 | $680,000 |
$89,000 | $960,000 |
| Loan Originated |
6,687 | $506,586,000 |
$75,000 | $6,000,000 |
$95,000 | $5,855,000 |
| Loan Purchased By The Institution |
308 | $32,850,000 |
$106,000 | $385,000 |
$54,000 | $360,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $350,000 |
$175,000 | $320,000 |
$100,000 | $100,000 |
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| Collateral |
1,424 | $76,335,000 |
$53,000 | $550,000 |
$87,000 | $1,361,000 |
| Credit Application Incomplete |
6 | $229,000 |
$38,000 | $141,000 |
$105,000 | $372,000 |
| Credit History |
1,407 | $62,990,000 |
$44,000 | $537,000 |
$69,000 | $3,528,000 |
| Debt-To-Income Ratio |
1,904 | $122,280,000 |
$64,000 | $1,200,000 |
$50,000 | $293,000 |
| Employment History |
66 | $3,039,000 |
$46,000 | $195,000 |
$55,000 | $356,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
437 | $25,473,000 |
$58,000 | $535,000 |
$85,000 | $996,000 |
| Unverifiable Information |
1 | $6,000 |
$6,000 | $6,000 |
$11,000 | $11,000 |
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Mortgage Loan App Totals for LASALLE BANK MIDWEST, NA by:
Metropolitan Area And
County
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