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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LASALLE BANK NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
LASALLE BANK NA |
| Address | 135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40,903 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,665,048,000 |
| Average Mortgage Loan Amount Applied For | $385,922 |
| Highest Mortgage Loan Amount Applied For | $60,800,000 |
| Average Applicant Income | $72,515 |
| Highest Applicant Income | $8,744,000 |
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| Home Improvement |
6,470 | $757,222,000 |
$117,000 | $28,000,000 |
$84,000 | $4,450,000 |
| Home Purchase |
17,667 | $5,121,562,000 |
$289,000 | $27,000,000 |
$81,000 | $6,000,000 |
| Refinancing |
18,088 | $4,041,856,000 |
$223,000 | $60,800,000 |
$88,000 | $8,744,000 |
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| American Indian or Alaskan Native |
116 | $16,664,000 |
$143,000 | $1,440,000 |
$84,000 | $324,000 |
| Asian |
2,012 | $466,271,000 |
$231,000 | $3,600,000 |
$107,000 | $1,560,000 |
| Black or African American |
3,420 | $436,104,000 |
$127,000 | $3,280,000 |
$67,000 | $5,873,000 |
| Hispanic |
4,283 | $642,702,000 |
$150,000 | $2,720,000 |
$71,000 | $1,056,000 |
| Native Hawaiin or Other Pacific Islander |
88 | $17,780,000 |
$202,000 | $1,046,000 |
$98,000 | $569,000 |
| Not applicable |
6,876 | $3,419,432,000 |
$497,000 | $60,800,000 |
$0 | $1,079,000 |
| Not Provided |
3,261 | $627,256,000 |
$192,000 | $4,000,000 |
$123,000 | $8,744,000 |
| White |
22,169 | $4,294,431,000 |
$193,000 | $5,000,000 |
$109,000 | $6,373,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
41,913 | $9,870,781,000 |
$235,000 | $60,800,000 |
$85,000 | $8,744,000 |
| FHA-insured (Federal Housing Administration) |
275 | $42,578,000 |
$154,000 | $335,000 |
$54,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
37 | $7,281,000 |
$196,000 | $387,000 |
$50,000 | $115,000 |
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| Application Approved But Not Accepted |
1,907 | $392,693,000 |
$205,000 | $3,900,000 |
$100,000 | $6,000,000 |
| Application Denied By Financial Institution |
6,823 | $854,013,000 |
$125,000 | $3,000,000 |
$81,000 | $6,500,000 |
| Application Withdrawn By Applicant |
1,742 | $485,005,000 |
$278,000 | $11,700,000 |
$102,000 | $8,744,000 |
| File Closed For Incompleteness |
2,605 | $497,448,000 |
$190,000 | $4,000,000 |
$95,000 | $2,300,000 |
| Loan Originated |
21,304 | $6,096,880,000 |
$286,000 | $60,800,000 |
$107,000 | $6,373,000 |
| Loan Purchased By The Institution |
6,522 | $1,339,009,000 |
$205,000 | $2,000,000 |
$5,000 | $447,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1,322 | $255,592,000 |
$193,000 | $1,000,000 |
$67,000 | $690,000 |
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| Collateral |
996 | $147,769,000 |
$148,000 | $3,000,000 |
$105,000 | $3,233,000 |
| Credit Application Incomplete |
282 | $37,240,000 |
$132,000 | $852,000 |
$95,000 | $1,200,000 |
| Credit History |
2,069 | $241,426,000 |
$116,000 | $3,000,000 |
$78,000 | $6,500,000 |
| Debt-To-Income Ratio |
2,993 | $357,132,000 |
$119,000 | $1,238,000 |
$59,000 | $4,146,000 |
| Employment History |
99 | $9,477,000 |
$95,000 | $802,000 |
$60,000 | $425,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
30 | $8,980,000 |
$299,000 | $750,000 |
$116,000 | $457,000 |
| Mortgage Insurance Denied |
8 | $1,561,000 |
$195,000 | $279,000 |
$74,000 | $138,000 |
| Other |
787 | $96,267,000 |
$122,000 | $2,400,000 |
$98,000 | $2,804,000 |
| Unverifiable Information |
881 | $209,753,000 |
$238,000 | $1,650,000 |
$98,000 | $1,306,000 |
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Mortgage Loan App Totals for LASALLE BANK NA by:
Metropolitan Area And
County
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