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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEESPORT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEESPORT BANK |
| Address | 1240 BROADCASTING ROAD WYOMISSING, PA 19610 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,820 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $231,388,000 |
| Average Mortgage Loan Amount Applied For | $191,603 |
| Highest Mortgage Loan Amount Applied For | $3,700,000 |
| Average Applicant Income | $158,293 |
| Highest Applicant Income | $6,659,000 |
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| Home Improvement |
184 | $7,325,000 |
$39,000 | $525,000 |
$79,000 | $502,000 |
| Home Purchase |
1,097 | $159,910,000 |
$145,000 | $3,700,000 |
$88,000 | $6,659,000 |
| Refinancing |
567 | $66,760,000 |
$117,000 | $920,000 |
$92,000 | $906,000 |
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| American Indian or Alaskan Native |
3 | $396,000 |
$132,000 | $220,000 |
$107,000 | $113,000 |
| Asian |
43 | $7,391,000 |
$171,000 | $417,000 |
$105,000 | $350,000 |
| Black or African American |
74 | $8,734,000 |
$118,000 | $553,000 |
$76,000 | $470,000 |
| Hispanic |
56 | $4,898,000 |
$87,000 | $593,000 |
$41,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $15,081,000 |
$520,000 | $3,700,000 |
$396,000 | $6,659,000 |
| Not Provided |
4 | $484,000 |
$121,000 | $192,000 |
$49,000 | $57,000 |
| White |
1,639 | $197,011,000 |
$120,000 | $1,125,000 |
$85,000 | $3,596,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,721 | $219,812,000 |
$127,000 | $3,700,000 |
$91,000 | $6,659,000 |
| FHA-insured (Federal Housing Administration) |
103 | $11,412,000 |
$110,000 | $246,000 |
$48,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $259,000 |
$86,000 | $137,000 |
$60,000 | $114,000 |
| VA-guaranteed (Veterans Administration) |
21 | $2,512,000 |
$119,000 | $265,000 |
$49,000 | $106,000 |
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| Application Approved But Not Accepted |
17 | $2,042,000 |
$120,000 | $417,000 |
$73,000 | $251,000 |
| Application Denied By Financial Institution |
22 | $955,000 |
$43,000 | $110,000 |
$40,000 | $96,000 |
| Application Withdrawn By Applicant |
42 | $3,834,000 |
$91,000 | $417,000 |
$92,000 | $489,000 |
| File Closed For Incompleteness |
1 | $63,000 |
$63,000 | $63,000 |
$32,000 | $32,000 |
| Loan Originated |
1,739 | $224,574,000 |
$129,000 | $3,700,000 |
$90,000 | $6,659,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
22 | $2,185,000 |
$99,000 | $288,000 |
$48,000 | $85,000 |
| Preapproval Denied by Financial Institution |
5 | $342,000 |
$68,000 | $120,000 |
$40,000 | $62,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEESPORT BANK by:
Metropolitan Area And
County
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