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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEGACY BANK INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEGACY BANK INC |
| Address | 2102 W FOND DU LAC AVE
MILWAUKEE, WI 53206 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 205 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,087,000 |
| Average Mortgage Loan Amount Applied For | $137,833 |
| Highest Mortgage Loan Amount Applied For | $720,000 |
| Average Applicant Income | $129,833 |
| Highest Applicant Income | $580,000 |
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| Home Improvement |
28 | $1,704,000 |
$60,000 | $160,000 |
$32,000 | $119,000 |
| Home Purchase |
92 | $8,299,000 |
$90,000 | $500,000 |
$63,000 | $580,000 |
| Refinancing |
85 | $10,084,000 |
$118,000 | $720,000 |
$42,000 | $288,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $567,000 |
$189,000 | $257,000 |
$65,000 | $80,000 |
| Black or African American |
99 | $8,716,000 |
$88,000 | $360,000 |
$58,000 | $288,000 |
| Hispanic |
8 | $664,000 |
$83,000 | $199,000 |
$115,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $115,000 |
$115,000 | $115,000 |
$16,000 | $16,000 |
| Not applicable |
66 | $7,050,000 |
$106,000 | $720,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
28 | $2,975,000 |
$106,000 | $235,000 |
$124,000 | $580,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
205 | $20,087,000 |
$97,000 | $720,000 |
$50,000 | $580,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $2,008,000 |
$133,000 | $360,000 |
$41,000 | $140,000 |
| Application Withdrawn By Applicant |
17 | $2,156,000 |
$126,000 | $269,000 |
$51,000 | $288,000 |
| File Closed For Incompleteness |
2 | $274,000 |
$137,000 | $142,000 |
$41,000 | $54,000 |
| Loan Originated |
171 | $15,649,000 |
$91,000 | $720,000 |
$51,000 | $580,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEGACY BANK INC by:
Metropolitan Area And
County
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