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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEGACY COMMUNITY FED CR UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEGACY COMMUNITY FED CR UN |
| Address | 1400 SOUTH 20TH STREET
BIRMINGHAM, AL 35205 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,020,000 |
| Average Mortgage Loan Amount Applied For | $52,272 |
| Highest Mortgage Loan Amount Applied For | $178,000 |
| Average Applicant Income | $73,636 |
| Highest Applicant Income | $311,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
4 | $274,000 |
$68,000 | $158,000 |
$80,000 | $139,000 |
| Refinancing |
135 | $5,746,000 |
$42,000 | $178,000 |
$82,000 | $311,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $228,000 |
$76,000 | $99,000 |
$165,000 | $222,000 |
| Black or African American |
22 | $748,000 |
$34,000 | $99,000 |
$66,000 | $179,000 |
| Hispanic |
2 | $84,000 |
$42,000 | $46,000 |
$109,000 | $116,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
112 | $4,960,000 |
$44,000 | $178,000 |
$83,000 | $311,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $6,020,000 |
$43,000 | $178,000 |
$82,000 | $311,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
139 | $6,020,000 |
$43,000 | $178,000 |
$82,000 | $311,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEGACY COMMUNITY FED CR UN by:
Metropolitan Area And
County
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