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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEGENDS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEGENDS BANK |
| Address | P.O. BOX 508
OWENSVILLE, MO 65066 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 244 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,113,000 |
| Average Mortgage Loan Amount Applied For | $87,000 |
| Highest Mortgage Loan Amount Applied For | $444,000 |
| Average Applicant Income | $40,625 |
| Highest Applicant Income | $215,000 |
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| Home Improvement |
97 | $3,588,000 |
$36,000 | $234,000 |
$25,000 | $140,000 |
| Home Purchase |
132 | $11,601,000 |
$87,000 | $444,000 |
$35,000 | $170,000 |
| Refinancing |
118 | $7,382,000 |
$62,000 | $220,000 |
$31,000 | $215,000 |
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| American Indian or Alaskan Native |
2 | $185,000 |
$92,000 | $179,000 |
$58,000 | $58,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$0 | $0 |
| Hispanic |
1 | $4,000 |
$4,000 | $4,000 |
$45,000 | $45,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $1,864,000 |
$88,000 | $250,000 |
$38,000 | $207,000 |
| Not Provided |
1 | $3,000 |
$3,000 | $3,000 |
$29,000 | $29,000 |
| White |
321 | $20,497,000 |
$63,000 | $444,000 |
$30,000 | $215,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
347 | $22,571,000 |
$65,000 | $444,000 |
$31,000 | $215,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $180,000 |
$90,000 | $120,000 |
$52,000 | $78,000 |
| Application Denied By Financial Institution |
33 | $2,199,000 |
$66,000 | $399,000 |
$31,000 | $123,000 |
| Application Withdrawn By Applicant |
10 | $771,000 |
$77,000 | $200,000 |
$39,000 | $90,000 |
| File Closed For Incompleteness |
1 | $39,000 |
$39,000 | $39,000 |
$29,000 | $29,000 |
| Loan Originated |
301 | $19,382,000 |
$64,000 | $444,000 |
$30,000 | $215,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEGENDS BANK by:
Metropolitan Area And
County
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