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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LEND AMERICA, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
LEND AMERICA, INC. |
| Address | 12000 PECOS ST #290
WESTMINSTER, CO 80234 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 59 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,102,000 |
| Average Mortgage Loan Amount Applied For | $165,444 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $83,888 |
| Highest Applicant Income | $219,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
49 | $7,255,000 |
$148,000 | $417,000 |
$79,000 | $219,000 |
| Refinancing |
11 | $1,908,000 |
$173,000 | $300,000 |
$66,000 | $139,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $170,000 |
$170,000 | $170,000 |
$24,000 | $24,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
13 | $1,998,000 |
$153,000 | $291,000 |
$74,000 | $139,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
46 | $6,995,000 |
$152,000 | $417,000 |
$78,000 | $219,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
56 | $8,348,000 |
$149,000 | $417,000 |
$77,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
3 | $506,000 |
$168,000 | $212,000 |
$51,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $309,000 |
$309,000 | $309,000 |
$85,000 | $85,000 |
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| Application Approved But Not Accepted |
6 | $808,000 |
$134,000 | $212,000 |
$69,000 | $109,000 |
| Application Denied By Financial Institution |
3 | $347,000 |
$115,000 | $180,000 |
$39,000 | $46,000 |
| Application Withdrawn By Applicant |
13 | $2,176,000 |
$167,000 | $309,000 |
$69,000 | $193,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
38 | $5,832,000 |
$153,000 | $417,000 |
$83,000 | $219,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $180,000 |
$180,000 | $180,000 |
$41,000 | $41,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $106,000 |
$106,000 | $106,000 |
$32,000 | $32,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $61,000 |
$61,000 | $61,000 |
$46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LEND AMERICA, INC. by:
Metropolitan Area And
County
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