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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LIBERTY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LIBERTY NATIONAL BANK |
| Address | 629 SW C AVE
LAWTON, OK 73501 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 236 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,718,000 |
| Average Mortgage Loan Amount Applied For | $75,083 |
| Highest Mortgage Loan Amount Applied For | $316,000 |
| Average Applicant Income | $75,916 |
| Highest Applicant Income | $393,000 |
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| Home Improvement |
39 | $1,161,000 |
$29,000 | $123,000 |
$56,000 | $120,000 |
| Home Purchase |
181 | $12,318,000 |
$68,000 | $316,000 |
$54,000 | $393,000 |
| Refinancing |
106 | $5,889,000 |
$55,000 | $295,000 |
$62,000 | $320,000 |
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| American Indian or Alaskan Native |
16 | $919,000 |
$57,000 | $180,000 |
$57,000 | $94,000 |
| Asian |
5 | $421,000 |
$84,000 | $167,000 |
$33,000 | $50,000 |
| Black or African American |
7 | $310,000 |
$44,000 | $90,000 |
$59,000 | $82,000 |
| Hispanic |
8 | $523,000 |
$65,000 | $106,000 |
$39,000 | $69,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $153,000 |
$51,000 | $71,000 |
$52,000 | $65,000 |
| Not applicable |
13 | $727,000 |
$55,000 | $100,000 |
$0 | $0 |
| Not Provided |
2 | $91,000 |
$45,000 | $56,000 |
$12,000 | $24,000 |
| White |
272 | $16,224,000 |
$59,000 | $316,000 |
$61,000 | $393,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
326 | $19,368,000 |
$59,000 | $316,000 |
$57,000 | $393,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $694,000 |
$38,000 | $120,000 |
$43,000 | $101,000 |
| Application Withdrawn By Applicant |
5 | $226,000 |
$45,000 | $79,000 |
$36,000 | $77,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
303 | $18,448,000 |
$60,000 | $316,000 |
$58,000 | $393,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $573,000 |
$38,000 | $120,000 |
$43,000 | $101,000 |
| Debt-To-Income Ratio |
3 | $121,000 |
$40,000 | $90,000 |
$42,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LIBERTY NATIONAL BANK by:
Metropolitan Area And
County
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