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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LIBERTYBANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LIBERTYBANK |
| Address | 355 GOODPASTURE ISLAND RD STE 200
EUGENE, OR 97401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 84 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,174,000 |
| Average Mortgage Loan Amount Applied For | $736,090 |
| Highest Mortgage Loan Amount Applied For | $17,025,000 |
| Average Applicant Income | $24,818 |
| Highest Applicant Income | $1,470,000 |
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| Home Improvement |
37 | $3,042,000 |
$82,000 | $650,000 |
$42,000 | $246,000 |
| Home Purchase |
28 | $29,792,000 |
$1,064,000 | $17,025,000 |
$15,000 | $71,000 |
| Refinancing |
19 | $6,340,000 |
$333,000 | $2,887,000 |
$111,000 | $1,470,000 |
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| American Indian or Alaskan Native |
1 | $80,000 |
$80,000 | $80,000 |
$38,000 | $38,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $32,000 |
$32,000 | $32,000 |
$26,000 | $26,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $256,000 |
$256,000 | $256,000 |
$0 | $0 |
| Not applicable |
12 | $24,067,000 |
$2,005,000 | $17,025,000 |
$0 | $0 |
| Not Provided |
2 | $1,040,000 |
$520,000 | $620,000 |
$0 | $0 |
| White |
67 | $13,699,000 |
$204,000 | $2,887,000 |
$60,000 | $1,470,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $39,174,000 |
$466,000 | $17,025,000 |
$49,000 | $1,470,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $4,572,000 |
$508,000 | $2,887,000 |
$47,000 | $173,000 |
| Application Denied By Financial Institution |
14 | $1,078,000 |
$77,000 | $256,000 |
$28,000 | $79,000 |
| Application Withdrawn By Applicant |
5 | $2,443,000 |
$488,000 | $910,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $31,081,000 |
$555,000 | $17,025,000 |
$59,000 | $1,470,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $141,000 |
$28,000 | $120,000 |
$14,000 | $30,000 |
| Debt-To-Income Ratio |
9 | $937,000 |
$104,000 | $256,000 |
$36,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LIBERTYBANK by:
Metropolitan Area And
County
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