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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LIBRARY OF CONGRESS FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
LIBRARY OF CONGRESS FCU |
| Address | 8100 PROFESSIONAL PL #308
HYATTSVILLE, MD 20785 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 197 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,055,000 |
| Average Mortgage Loan Amount Applied For | $106,814 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,058,000 |
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| Home Improvement |
130 | $8,029,000 |
$61,000 | $500,000 |
$106,000 | $910,000 |
| Home Purchase |
7 | $2,211,000 |
$315,000 | $550,000 |
$108,000 | $325,000 |
| Refinancing |
60 | $10,815,000 |
$180,000 | $470,000 |
$120,000 | $1,058,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
14 | $1,593,000 |
$113,000 | $300,000 |
$180,000 | $1,058,000 |
| Black or African American |
76 | $6,873,000 |
$90,000 | $550,000 |
$88,000 | $350,000 |
| Hispanic |
5 | $506,000 |
$101,000 | $350,000 |
$83,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $845,000 |
$93,000 | $500,000 |
$198,000 | $910,000 |
| White |
93 | $11,238,000 |
$120,000 | $470,000 |
$111,000 | $326,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
197 | $21,055,000 |
$106,000 | $550,000 |
$110,000 | $1,058,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $1,025,000 |
$68,000 | $500,000 |
$160,000 | $910,000 |
| Application Denied By Financial Institution |
3 | $169,000 |
$56,000 | $94,000 |
$69,000 | $112,000 |
| Application Withdrawn By Applicant |
1 | $70,000 |
$70,000 | $70,000 |
$131,000 | $131,000 |
| File Closed For Incompleteness |
1 | $35,000 |
$35,000 | $35,000 |
$19,000 | $19,000 |
| Loan Originated |
177 | $19,756,000 |
$111,000 | $550,000 |
$107,000 | $1,058,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $50,000 |
$50,000 | $50,000 |
$73,000 | $73,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LIBRARY OF CONGRESS FCU by:
Metropolitan Area And
County
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