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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LODGE MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
LODGE MORTGAGE |
| Address | 19221 I-45 SOUTH, STE 210
CONROE, TX 77385 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 986 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $124,919,000 |
| Average Mortgage Loan Amount Applied For | $162,093 |
| Highest Mortgage Loan Amount Applied For | $1,890,000 |
| Average Applicant Income | $99,441 |
| Highest Applicant Income | $769,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
911 | $110,466,000 |
$121,000 | $757,000 |
$71,000 | $549,000 |
| Refinancing |
77 | $14,933,000 |
$193,000 | $1,890,000 |
$115,000 | $769,000 |
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| American Indian or Alaskan Native |
2 | $96,000 |
$48,000 | $77,000 |
$46,000 | $46,000 |
| Asian |
17 | $3,787,000 |
$222,000 | $1,890,000 |
$136,000 | $636,000 |
| Black or African American |
144 | $17,572,000 |
$122,000 | $362,000 |
$58,000 | $769,000 |
| Hispanic |
218 | $24,410,000 |
$111,000 | $242,000 |
$57,000 | $184,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $302,000 |
$75,000 | $99,000 |
$46,000 | $80,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $670,000 |
$95,000 | $233,000 |
$65,000 | $97,000 |
| White |
596 | $78,562,000 |
$131,000 | $782,000 |
$83,000 | $549,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
548 | $68,858,000 |
$125,000 | $1,890,000 |
$91,000 | $769,000 |
| FHA-insured (Federal Housing Administration) |
435 | $55,992,000 |
$128,000 | $202,000 |
$53,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $202,000 |
$67,000 | $90,000 |
$45,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
2 | $347,000 |
$173,000 | $216,000 |
$96,000 | $107,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
192 | $24,785,000 |
$129,000 | $1,890,000 |
$59,000 | $636,000 |
| Application Withdrawn By Applicant |
11 | $1,173,000 |
$106,000 | $200,000 |
$78,000 | $345,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
785 | $99,441,000 |
$126,000 | $782,000 |
$78,000 | $769,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $24,000 |
$24,000 | $24,000 |
$45,000 | $45,000 |
| Credit Application Incomplete |
74 | $10,854,000 |
$146,000 | $1,890,000 |
$59,000 | $636,000 |
| Credit History |
29 | $3,755,000 |
$129,000 | $233,000 |
$68,000 | $636,000 |
| Debt-To-Income Ratio |
43 | $5,208,000 |
$121,000 | $220,000 |
$46,000 | $100,000 |
| Employment History |
6 | $627,000 |
$104,000 | $157,000 |
$58,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $787,000 |
$112,000 | $300,000 |
$105,000 | $184,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $303,000 |
$151,000 | $163,000 |
$61,000 | $72,000 |
| Unverifiable Information |
9 | $900,000 |
$100,000 | $158,000 |
$56,000 | $205,000 |
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Mortgage Loan App Totals for LODGE MORTGAGE by:
Metropolitan Area And
County
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