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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LOMTO FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
LOMTO FCU |
| Address | 577 9TH AVENUE
NEW YORK, NY 10036 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 8 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,273,000 |
| Average Mortgage Loan Amount Applied For | $286,500 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
3 | $895,000 |
$298,000 | $400,000 |
$175,000 | $300,000 |
| Refinancing |
5 | $1,378,000 |
$275,000 | $450,000 |
$69,000 | $96,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $388,000 |
$388,000 | $388,000 |
$300,000 | $300,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $130,000 |
$130,000 | $130,000 |
$90,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4 | $1,257,000 |
$314,000 | $450,000 |
$79,000 | $169,000 |
| White |
2 | $498,000 |
$249,000 | $261,000 |
$84,000 | $96,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8 | $2,273,000 |
$284,000 | $450,000 |
$109,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $755,000 |
$251,000 | $388,000 |
$154,000 | $300,000 |
| Application Denied By Financial Institution |
4 | $1,118,000 |
$279,000 | $450,000 |
$61,000 | $96,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1 | $400,000 |
$400,000 | $400,000 |
$169,000 | $169,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $711,000 |
$355,000 | $450,000 |
$48,000 | $96,000 |
| Debt-To-Income Ratio |
2 | $407,000 |
$203,000 | $300,000 |
$74,000 | $90,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LOMTO FCU by:
Metropolitan Area And
County
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