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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LONE STAR BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LONE STAR BANK |
| Address | 6310 LEMMON AVENUE, SUITE 100
DALLAS, TX 75209 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,386,000 |
| Average Mortgage Loan Amount Applied For | $297,000 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $299,571 |
| Highest Applicant Income | $1,022,000 |
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| Home Improvement (one-to-four family) |
7 | $1,742,000 |
$248,000 | $1,500,000 |
$336,000 | $638,000 |
| Home Purchase (one-to-four family) |
22 | $3,354,000 |
$178,500 | $377,000 |
$253,250 | $1,022,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $1,150,000 |
$1,150,000 | $1,150,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1 | $140,000 |
$140,000 | $140,000 |
$168,000 | $168,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $3,128,000 |
$231,666 | $1,150,000 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
16 | $3,258,000 |
$143,500 | $1,500,000 |
$555,000 | $1,022,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
31 | $6,386,000 |
$193,750 | $1,500,000 |
$251,500 | $1,022,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $205,000 |
$102,000 | $185,000 |
$91,000 | $143,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $6,181,000 |
$195,750 | $1,500,000 |
$261,000 | $1,022,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$143,000 | $143,000 |
| Debt-To-Income Ratio |
1 | $185,000 |
$185,000 | $185,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LONE STAR BANK by:
Metropolitan Area And
County
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