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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LOS ANGELES FEDERAL CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
LOS ANGELES FEDERAL CREDIT UNI |
| Address | P.O. BOX 53032
LOS ANGELES, CA 90053 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 375 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $74,585,000 |
| Average Mortgage Loan Amount Applied For | $232,368 |
| Highest Mortgage Loan Amount Applied For | $785,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $430,000 |
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| Home Improvement |
22 | $2,672,000 |
$121,000 | $417,000 |
$86,000 | $161,000 |
| Home Purchase |
19 | $4,044,000 |
$212,000 | $415,000 |
$107,000 | $391,000 |
| Refinancing |
334 | $67,869,000 |
$203,000 | $785,000 |
$89,000 | $430,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
42 | $10,190,000 |
$242,000 | $785,000 |
$102,000 | $430,000 |
| Black or African American |
61 | $12,302,000 |
$201,000 | $598,000 |
$78,000 | $198,000 |
| Hispanic |
109 | $20,886,000 |
$191,000 | $582,000 |
$81,000 | $184,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $2,248,000 |
$224,000 | $589,000 |
$98,000 | $205,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
100 | $18,309,000 |
$183,000 | $636,000 |
$92,000 | $391,000 |
| White |
53 | $10,650,000 |
$200,000 | $575,000 |
$103,000 | $301,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
375 | $74,585,000 |
$198,000 | $785,000 |
$89,000 | $430,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
60 | $14,757,000 |
$245,000 | $700,000 |
$67,000 | $155,000 |
| Application Withdrawn By Applicant |
77 | $18,811,000 |
$244,000 | $636,000 |
$91,000 | $391,000 |
| File Closed For Incompleteness |
8 | $2,153,000 |
$269,000 | $450,000 |
$97,000 | $156,000 |
| Loan Originated |
230 | $38,864,000 |
$168,000 | $785,000 |
$94,000 | $430,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $569,000 |
$189,000 | $285,000 |
$70,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,950,000 |
$216,000 | $582,000 |
$105,000 | $154,000 |
| Debt-To-Income Ratio |
35 | $8,404,000 |
$240,000 | $700,000 |
$61,000 | $155,000 |
| Employment History |
2 | $688,000 |
$344,000 | $353,000 |
$33,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LOS ANGELES FEDERAL CREDIT UNI by:
Metropolitan Area And
County
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