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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LOUISIANA FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
LOUISIANA FEDERAL CREDIT UNION |
| Address | P. O. BOX 1956
LAPLACE, LA 70068 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,749,000 |
| Average Mortgage Loan Amount Applied For | $51,800 |
| Highest Mortgage Loan Amount Applied For | $370,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $177,000 |
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| Home Improvement |
15 | $386,000 |
$25,000 | $65,000 |
$74,000 | $134,000 |
| Home Purchase |
6 | $871,000 |
$145,000 | $370,000 |
$74,000 | $139,000 |
| Refinancing |
64 | $3,492,000 |
$54,000 | $190,000 |
$78,000 | $177,000 |
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| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$76,000 | $76,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $646,000 |
$80,000 | $370,000 |
$73,000 | $139,000 |
| Hispanic |
1 | $22,000 |
$22,000 | $22,000 |
$48,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $50,000 |
$50,000 | $50,000 |
$170,000 | $170,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $217,000 |
$72,000 | $157,000 |
$74,000 | $96,000 |
| White |
71 | $3,794,000 |
$53,000 | $190,000 |
$77,000 | $177,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
85 | $4,749,000 |
$55,000 | $370,000 |
$77,000 | $177,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $370,000 |
$370,000 | $370,000 |
$139,000 | $139,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
84 | $4,379,000 |
$52,000 | $190,000 |
$76,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LOUISIANA FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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