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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LOUISVILLE COMMUNITY DEV BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LOUISVILLE COMMUNITY DEV BANK |
| Address | 2901 WEST BROADWAY
LOUISVILLE, KY 40211 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,530,000 |
| Average Mortgage Loan Amount Applied For | $479,000 |
| Highest Mortgage Loan Amount Applied For | $28,000,000 |
| Average Applicant Income | $28,000 |
| Highest Applicant Income | $325,000 |
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| Home Improvement |
10 | $426,000 |
$42,000 | $73,000 |
$11,000 | $37,000 |
| Home Purchase |
49 | $4,531,000 |
$92,000 | $800,000 |
$39,000 | $325,000 |
| Refinancing |
11 | $28,573,000 |
$2,597,000 | $28,000,000 |
$19,000 | $58,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
35 | $2,046,000 |
$58,000 | $310,000 |
$53,000 | $325,000 |
| Hispanic |
1 | $47,000 |
$47,000 | $47,000 |
$31,000 | $31,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
33 | $31,325,000 |
$949,000 | $28,000,000 |
$1,000 | $15,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
1 | $112,000 |
$112,000 | $112,000 |
$50,000 | $50,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $33,530,000 |
$479,000 | $28,000,000 |
$28,000 | $325,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
29 | $3,041,000 |
$104,000 | $800,000 |
$31,000 | $325,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $30,489,000 |
$743,000 | $28,000,000 |
$25,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $112,000 |
$112,000 | $112,000 |
$50,000 | $50,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $635,000 |
$57,000 | $135,000 |
$24,000 | $57,000 |
| Debt-To-Income Ratio |
12 | $1,753,000 |
$146,000 | $800,000 |
$16,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $50,000 |
$50,000 | $50,000 |
$10,000 | $10,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LOUISVILLE COMMUNITY DEV BANK by:
Metropolitan Area And
County
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