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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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LYNDONBANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
LYNDONBANK |
| Address | 1033 BROAD STREET, PO BOX 125
LYNDONVILLE, VT 05851 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 241 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $23,847,000 |
| Average Mortgage Loan Amount Applied For | $120,555 |
| Highest Mortgage Loan Amount Applied For | $830,000 |
| Average Applicant Income | $96,555 |
| Highest Applicant Income | $2,336,000 |
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| Home Improvement |
33 | $1,371,000 |
$41,000 | $148,000 |
$53,000 | $147,000 |
| Home Purchase |
63 | $8,715,000 |
$138,000 | $413,000 |
$147,000 | $2,336,000 |
| Refinancing |
145 | $13,761,000 |
$94,000 | $830,000 |
$62,000 | $599,000 |
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| American Indian or Alaskan Native |
1 | $95,000 |
$95,000 | $95,000 |
$28,000 | $28,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $300,000 |
$300,000 | $300,000 |
$599,000 | $599,000 |
| Hispanic |
2 | $69,000 |
$34,000 | $40,000 |
$65,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $899,000 |
$112,000 | $267,000 |
$0 | $0 |
| Not Provided |
18 | $3,467,000 |
$192,000 | $830,000 |
$211,000 | $2,336,000 |
| White |
211 | $19,017,000 |
$90,000 | $413,000 |
$73,000 | $1,372,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
241 | $23,847,000 |
$98,000 | $830,000 |
$83,000 | $2,336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $403,000 |
$134,000 | $177,000 |
$92,000 | $159,000 |
| Application Denied By Financial Institution |
50 | $5,624,000 |
$112,000 | $830,000 |
$91,000 | $2,336,000 |
| Application Withdrawn By Applicant |
6 | $394,000 |
$65,000 | $130,000 |
$53,000 | $112,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
181 | $17,301,000 |
$95,000 | $650,000 |
$81,000 | $1,372,000 |
| Loan Purchased By The Institution |
1 | $125,000 |
$125,000 | $125,000 |
$58,000 | $58,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for LYNDONBANK by:
Metropolitan Area And
County
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