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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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M/I FINANCIAL CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
M/I FINANCIAL CORP |
| Address | 3 EASTON OVAL SUITE 210
COLUMBUS, OH 43219 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,167 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $817,036,000 |
| Average Mortgage Loan Amount Applied For | $232,833 |
| Highest Mortgage Loan Amount Applied For | $793,000 |
| Average Applicant Income | $106,305 |
| Highest Applicant Income | $2,242,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
4,162 | $815,637,000 |
$195,000 | $793,000 |
$93,000 | $2,242,000 |
| Refinancing |
5 | $1,399,000 |
$279,000 | $620,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
11 | $2,213,000 |
$201,000 | $355,000 |
$89,000 | $139,000 |
| Asian |
363 | $82,190,000 |
$226,000 | $534,000 |
$98,000 | $610,000 |
| Black or African American |
437 | $80,930,000 |
$185,000 | $519,000 |
$71,000 | $312,000 |
| Hispanic |
326 | $65,610,000 |
$201,000 | $481,000 |
$81,000 | $559,000 |
| Native Hawaiin or Other Pacific Islander |
17 | $4,181,000 |
$245,000 | $517,000 |
$108,000 | $265,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
309 | $67,658,000 |
$218,000 | $793,000 |
$104,000 | $1,560,000 |
| White |
2,704 | $514,254,000 |
$190,000 | $744,000 |
$96,000 | $2,242,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,689 | $728,248,000 |
$197,000 | $793,000 |
$96,000 | $2,242,000 |
| FHA-insured (Federal Housing Administration) |
375 | $65,561,000 |
$174,000 | $241,000 |
$63,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
103 | $23,227,000 |
$225,000 | $417,000 |
$74,000 | $212,000 |
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| Application Approved But Not Accepted |
1,001 | $208,304,000 |
$208,000 | $750,000 |
$86,000 | $908,000 |
| Application Denied By Financial Institution |
48 | $8,861,000 |
$184,000 | $464,000 |
$54,000 | $214,000 |
| Application Withdrawn By Applicant |
765 | $133,698,000 |
$174,000 | $793,000 |
$96,000 | $2,242,000 |
| File Closed For Incompleteness |
9 | $1,098,000 |
$122,000 | $311,000 |
$53,000 | $94,000 |
| Loan Originated |
2,344 | $465,075,000 |
$198,000 | $685,000 |
$96,000 | $675,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
31 | $5,604,000 |
$180,000 | $464,000 |
$51,000 | $99,000 |
| Debt-To-Income Ratio |
13 | $2,409,000 |
$185,000 | $359,000 |
$48,000 | $94,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $123,000 |
$123,000 | $123,000 |
$214,000 | $214,000 |
| Unverifiable Information |
1 | $163,000 |
$163,000 | $163,000 |
$60,000 | $60,000 |
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Mortgage Loan App Totals for M/I FINANCIAL CORP by:
Metropolitan Area And
County
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