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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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MACHIAS SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
MACHIAS SAVINGS BANK |
| Address | PO BOX 318
MACHIAS, ME 04654 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 859 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $95,957,000 |
| Average Mortgage Loan Amount Applied For | $240,400 |
| Highest Mortgage Loan Amount Applied For | $5,175,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $2,530,000 |
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| Home Improvement |
167 | $9,914,000 |
$59,000 | $899,000 |
$64,000 | $495,000 |
| Home Purchase |
348 | $45,025,000 |
$129,000 | $788,000 |
$77,000 | $516,000 |
| Refinancing |
344 | $41,018,000 |
$119,000 | $5,175,000 |
$75,000 | $2,530,000 |
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| American Indian or Alaskan Native |
10 | $1,042,000 |
$104,000 | $450,000 |
$66,000 | $150,000 |
| Asian |
1 | $84,000 |
$84,000 | $84,000 |
$188,000 | $188,000 |
| Black or African American |
1 | $52,000 |
$52,000 | $52,000 |
$250,000 | $250,000 |
| Hispanic |
4 | $229,000 |
$57,000 | $112,000 |
$56,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $50,000 |
$50,000 | $50,000 |
$38,000 | $38,000 |
| Not applicable |
26 | $4,941,000 |
$190,000 | $582,000 |
$12,000 | $333,000 |
| Not Provided |
92 | $15,629,000 |
$169,000 | $650,000 |
$104,000 | $516,000 |
| White |
724 | $73,930,000 |
$102,000 | $5,175,000 |
$72,000 | $2,530,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
859 | $95,957,000 |
$111,000 | $5,175,000 |
$74,000 | $2,530,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
37 | $4,210,000 |
$113,000 | $650,000 |
$70,000 | $401,000 |
| Application Denied By Financial Institution |
34 | $3,340,000 |
$98,000 | $450,000 |
$42,000 | $100,000 |
| Application Withdrawn By Applicant |
42 | $5,630,000 |
$134,000 | $450,000 |
$72,000 | $516,000 |
| File Closed For Incompleteness |
3 | $593,000 |
$197,000 | $450,000 |
$82,000 | $150,000 |
| Loan Originated |
743 | $82,184,000 |
$110,000 | $5,175,000 |
$75,000 | $2,530,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for MACHIAS SAVINGS BANK by:
Metropolitan Area And
County
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